What Kind of Mortgage Down Payment Are You Looking For? It Might Depend on the State You’re In!

They’re called mortgage trends, friends. Do the research here. Of course, we’re noticing that there’s one major trend going on in the real estate market, and that’s the higher down payment, but perhaps you might want to stick with something lower. That’s okay. Want to know why?

You Have a Budget, and While Down Payments All Over Are Increasing, Some States Are Still Lower Than Others

It, therefore, would be a good idea to take a good look at which states are averaging higher (or lower). We know that there are undoubtedly good reasons for offering that higher down payment for a home purchase. But if the budget’s not there, what do you do? Expand your possibilities to the states that do match your bottom line, right here:

These States Reported the Lowest Down Payment Averages in the U.S.

What About the States With the Highest Down Payment Average?

The Question Is This: Where Do You Want to Live?

Don’t you just love all this information? Hopefully this will help you in the decision you need to make. You need a home, right? Sign up today and get started with finding the right home in the right state for you.

4 Top Retweets for Mortgage Industry Developments

The mortgage landscape changes almost on a daily basis, people! And you don’t always have a newspaper on hand, nor can you haul a television with you everywhere you go. What do you need? You just need a Twitter update to get the goods on mortgage industry developments — because, since you’re here on the RTO Consultants website looking for help in finding the right rent-to-own home, you’re obviously interested in what’s going on with the real estate market and industry.

But Why Twitter? How Can Twitter Provide the Inside Look at Mortgage Industry Developments for Today?

It just so happens that we have some relevant retweets on what’s been happening in the news for mortgage industry developments, and the keyword is this — retweet. That means the news are circulating the Twittersphere, and not just anybody’s passing the information on. The very best real estate professionals today are doing it. They’re tweeting, retweeting and “favoriting” literally every day. That should tell you something.

But don’t take our word for it; check out these retweets on mortgage industry developments right now:

And That’s Only the Start When It Comes to Social Media Excellence in Real Estate

Twitter’s chock full of information from all the key real estate players you can expect, so it makes sense especially if you’re in the market for an RTO home. Want to know what’s trending? You get on Twitter. Get on the entirety that is social media, in fact. You can do it on your tablet or phone while riding a train or sitting at the park, too.

Take advantage of the technology. Because one thing’s for sure — you’ll be ahead of the game in terms of finding the best deals, the best properties, and the best people to work with for an industry that requires the most collaboration. Social media does it best.

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10 Top Retweets for Real Estate Investing and Professionals

Kudos to you for thinking of getting into real estate investing, particularly crowdfunding strategy and other sources of revenue pertaining to the market. Because with how real estate technology has been advancing, it’s no wonder that more and more professionals are jumping on the bandwagon, bolstering and buttressing the entire industry from a home selling standpoint. Why do you think home prices are continuing to gain these days? Why are home prices looking to skyrocket clear across the board of the entire nation? There’s a reason…. The real estate market’s making a major comeback.

One Look at Twitter, and You’ll See That Some Major Real Estate Investing Players Are Talking Up the Goods for the Industry

And not just investments. But just information transfer. Trends. What’s going on in the industry. Think about it. If you’re looking to sell your home, or you’re looking to sell a bunch of homes, wouldn’t you want to know what’s going on in the market? And where can you find that out? On social media.

Specifically Twitter has the goods on these retweets from the very best in the real estate investing industry, the entire real estate industry as a whole, in fact. So take notes. One read of any of these tweets might end up bringing in some good ROI for you in your real estate business:

A Lot to Look at, We Know — But This Is How You Know the Real Estate Investing Industry From the Ground Up

Just keep reviewing everything going on with social media. You could be looking to buy a home with a 640+ credit score. Maybe you want credit repair? Or perhaps you’re in the market for a rent-to-own home? Or you just want to sell your home utilizing social media tactics?

Whatever the case, you can learn all of that via social media, and Twitter’s one of the place to do them if you follow the know-how of some of the best retweeting professionals in the industry.

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Register to Buy a Home With THIS Site Right Now

One thing’s for sure: we have to keep up with the signs of the times, and here’s what those signs say: ACT NOW, ACT NOW, ACT NOW. You have to get the information you need now, what with the rising home prices in America, plus the new mortgage rules in effect, and the fact that the trends are showing that prospective home buyers are offering more down payments. United States real estate never looked better (right, China?).

So What Do You Do? You Register to Buy a Home. Immediately.Register to Buy a Home Screenshot

With this one site. Check it out right here. This can literally solve all of your issues in one fell swoop, and as you’re focused on a rent-to-own — and perhaps you’ve already secured one via the Ultimate Rent-to-Own Home Program — you’ll be looking to get everything squared away with credit repair, a lender, and the right mortgage loan well before you exercise your lease option to buy.

This is the site to get that all done. And there’s even a phone number to call, giving you that option to speak with a specialist immediately and get started today.

It’s Hard Work Getting That Home Loan, Plus Maximizing Your Chances of the Seller Accepting Your Offer

Yes, even some legal assistance would be necessary. But this, yet again, is yet another benefit you may have with the offer RegistertoBuyaHome.com — you don’t have to do anything! Well, except register….

Register with your credit score (if you know it — if not, not a problem), and you’re all set. That’s it. And it’s no secret that we at Rent-to-Own Reviews award the offer a healthy five stars without a problem. Simple registration. Easy consultation. You know exactly what you need to get that home without having to waste so much time with other professionals and needless research.

Are you done reading? Good. We’re taking a cue from how easy it is to register to buy a home with this site, so you do the same. Enroll now. And those house keys will soon fall right into your hands.

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The USDA Home Mortgage: Cheaper Than the FHA?

Boy, competition’s getting fierce up in this real estate market, don’t you think? Home prices are rising. Down payment averages are rising. And the Chinese are still looking to Texas (among other places in the U.S. Let’s face it: America’s looking great. But as Americans, we still want the better bang for our buck! And if there’s one thing that still will cost a pretty penny, it’s a house!

You’ve Got Mortgage Insurance, for Example

It’s a necessity in the industry to protect the lenders. In fact, that’s what allows lenders to offer such low down payment requirements. But here’s the deal – you, the borrower, still need to pay for it. And many, many borrowers might not even realize that mortgage insurance will come out of your pocket. Plain and simple.

Thankfully, certain home mortgage programs offer competitive prices for mortgage insurance, and FHA is one of them – 1.75% of the loan amount is what you can expect to pay for insurance on a mortgage loan. Not too bad. That’s somewhat better than the VA home loan – another favorable program for low-income situations – with a mortgage insurance percentage of about 2.4%. But did you know there’s one home mortgage program out there that beats even the FHA?

You Guessed It: the USDA Home Mortgage

That’s grade A premium beef in the real estate industry, with a percentage of just 2% of the initial loan amount – and to make it even more interesting, the annual mortgage insurance charge is just .5% of the remaining balance over the course of 12 following payments. A much better deal than the .85% annual charge the FHA imposes.

Want to learn more about the USDA home mortgage? Check it out right here. Nothing against FHA, but maybe you want something a bit better. Just make sure you qualify for it! Because when we talk about grade A premium beef cuts, we don’t mean small shanks.

The HOPE Program Says You Can Get a Home Zero Down

One check of these reviews and the ever-growing social fan base on pages like Facebook and Google+, and you begin to wonder: maybe this H.O.P.E. Program knows what they’re talking about! However, we can understand the skepticism: the real estate market’s cutthroat, what with the growing mortgage trends and the insane home prices skyrocketing like Elon Musk and the SpaceX Program. Perhaps we can get this real estate rocket to land on the barge like they’re planning to do, but make no mistake — H.O.P.E. to Own’s not far from that. Here’s why:

The Fact Is the HOPE Program Doesn’t Have to Claim Anything: theget a home zero down-1 Mortgage Industry Has the Answer:

It’s called the USDA home mortgage. A plan many don’t know about, but many should. To get a home zero down may just be as easy as applying for a USDA home mortgage precisely because this is one of two particular plans where you don’t have to make a down payment — and with down payment averages rising in areas around the nation, that’s great news.

The only other plan out there that allows borrowers to get a home zero down is the VA. Not even the FHA program allows it — typically a 3.5% down payment is customary, and that’s pretty low compared to some of the averages we see. You can imagine that as you discuss your plans with your rent-to-own consultant about the time coming for you to buy the property you’re living in, if you want to save on that down payment, chances are you might want to go with a USDA.

To Get a Home Zero Down, the Main Point Is This:

The USDA home mortgage program will actually lend a loan that could very well be up to the property’s actual appraised value! That’s saying a lot. Forget the down payment. You’re basically golden with the USDA home mortgage. Sign up right now to find out what your options are, and then get in contact with H.O.P.E. today. You never know — the USDA might be right for you. Learn more about the USDA right here.

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4 Top Retweets for Real Estate Technology and Social Media

It sort of makes sense when you think about: the testament of technology does hold hands with social media, but what happens when you put together real estate technology super-powered by social media? You get a money generator that’ll only skyrocket a real estate market already growing as we speak. And how do we know that? Take […]

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7 Secrets of the USDA Mortgage You HAVE to Know

Ah, yes — the USDA mortgage, a term some real estate moguls tend to glance over as a supposed myth in the real estate industry without any real opportunity for prospective homeowners, largely because many agents look for the “good” deals, nail them, and move on. But contrary to what many believe, the USDA mortgage loan is the market’s “best kept secret,” often pursued by military vets and misconstrued due to the simple fact that this is a loan offered by…. the U.S. Department of Agriculture? Yes. You got it.

That’s Actually a Big Reason Why the USDA Mortgage Is Often OverlookedUSDA mortgage loan-1

But it shouldn’t be. Getting that mortgage with zero down would be a piece of cake even with the growing home prices all over the nation. Home sellers far and wide would roll in dough faster than they can bake their cakes when USDA mortgage approvals rise up in the heat of the budding real estate market, with the slight catches everyone should know.

Because, yes, this is a weird truth of the matter, the USDA mortgage coming from the nation’s Department of Agriculture, of all organizations. And you still have to qualify for it, obviously; but once you’re qualified, just know you’re in for a true triumph with benefits unheard of in this mortgage industry, even with the trends we’re seeing today.

Once You Do, We’ll Make It Simple: Pursue This!

Simply sign up for H.O.P.E. and ask about the USDA mortgage program. It could be your “in” ticket to become a homeowner. And that’s grade A, premium cut, no doubt.

Top 6 Real Estate Pinterest Profiles and Boards for 2016

It’s a fact that we’re a visual species. The most information approaches us by what we see, first and foremost. Even as we read information, we’re seeing that information and understanding it, which is why Pinterest and other social media platforms make such a major impact on many industries as far as marketing and advertising goes. But what about real estate? Can Pinterest make an impact there? The answer is YES after taking a good look at these real estate Pinterest profiles and boards.

The Key Is Convenience and Availability for These Real Estate Pinterest Profiles

Think of open houses, for example: we can see the rooms in real time. That defines how houses are sold, bought and owned when you think about it. So great profiles and boards for the real estate Pinterest mentality will have not only great information and some word-of-mouth advertising to go with it, but imagery. And Google+ can certainly agree with that, listing the exact same profiles right here!

Agents will do well to take advantage of Pinterest, but if you’re interested in working with a professional real estate pinterestin the business, it’s a fair shake that you’ll get some great information, know-how and direction from these top 6 real estate Pinterest profiles and boards of 2016:

Right Here, You Have All the Real Estate Info You Could Ever Possibly Need

Well, besides The Complete Real Estate Site, of course. Check these professionals out, and any offer you find, such as this one right here — it’s a safe bet that you’ll be on the right track in terms of assistance. Whether you’re buying, selling, renting or investing!