This is honestly why credit counseling and credit repair are so important to us. It’s considered the first step to remedy disaster — and the disaster can come in many forms…. Identity theft, lack of bookkeeping resources, lack of legal assistance even! The list can go on and on. And while bankruptcy filings can solve plenty of issues, we always go with credit repair as the main source of success to avoid any clean slate. Having a bankruptcy on your credit report isn’t exactly a shining gem, a question you should have in your repertoire of questions for any credit counselor.
The Law Actually Requires That You Attend a “Briefing” With a Credit Counseling Agency, Believe It or Not
And for good reason. You need to know for sure what you’re going to be facing in the event of your bankruptcy filing, regardless of whether or not it’s going to be a Chapter 7 or 13. While you may get that clean slate, make no mistake: it’ll be just as easy to let your budgeting and money management fall by the wayside and get back into the same situation of financial failure and credit counseling that brought you to the legal side in the first place.
That briefing will be your instructional course on personal finance coordination, something the Income Tax Planning Network could assist you with — and this is crucial to consider before your debts are ever discharged. Once you’ve completed the course, of course, you get that sign-off you need as mandated by the law to go through with the bankruptcy filing.
Brings About an Important Point You Have to Keep in Mind
Bankruptcy isn’t supposed to be a “way out.” It’s an option. For some, it may be the only option. It’s, for sure, never a crutch; and it never should be. So you always want to be sure that if you’re faced with the option for bankruptcy, make sure through credit counseling that it is, indeed, your only option!
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Internet legal plans could very well revolutionize the entire legal market from top to bottom while saving income and boosting the real estate industry as a whole. How? Consider something like Netflix, for instance — a service where you can pay for a monthly service to watch as many movies as you’d like from the comfort of your own home without ever leaving the house. Without ever having to worry about late fees. There would be no need to stress over broken DVDs. Or even clutter inside your home.
That’s Sort of What These Internet Legal Plans Are!
Such nifty packages, these internet legal plans. Essentially, what you’re looking at is a package designed to fulfill every legal need. You get access to this for a low monthly cost, too. Instead of daily dealing with heavy retainers and hunting and consulting with lawyers the moment you need that legal representation (which for many may be too little, too late, especially when involving criminal justice!), you pay this monthly fee, very much like an insurance policy, and you get access to that local attorney serving your needs. And what does this have to do with real estate? Plenty.
Real Estate Is All About Negotation, Contracts, Consultation
You’ve heard it before that you would need a real estate attorney by your side. Why not have one you can contact immediately through the Internet Legal Plans? It’s a timeless resource, something worthy of checking out — whether you’re a real estate investor, prospective home buyer, home renter, or even someone considering a rent-to-own home. You may even be a landlord looking for assistance on tenant issues, and you just might be wondering what kind of guidelines you need to consider when selling your home.
Whatever the case may be, Internet Legal Plans certainly streamlines the issue of finding that lawyer without any headaches.
It’s a jungle out there! Seriously! Let’s say you’ve lived the dorm life in college, and you’ve had a taste of being out there on your own. You’re ready for the big time now: it’s called “renting a home.” This means you have an actual dwelling, complete with prospects for roof leaks, fridge breakdowns, theft, vandalism, rent payments, black mold, and so many other problems, too many to count, and guess what: you’re responsible for all of it! It’s a big deal. Being in a dorm room is one thing; renting an apartment or home is a totally different ballgame, hence we have these rental tips for you to focus on.
Are You Ready to Rent? Check Out These Rental Tips:
Rental tips are like quartzite nuggets for the drifter looking for some direction in life. After all, you’re just fresh out of college — or perhaps looking to upgrade from studio to 2-bedroom, to 3-bedroom, to 4-bedroom — and you need to make sure you’re on the right track. Treat this checklist like the bible of rental tips. This will be your rental real estate religion:
- Do Your Research — There are a lot of houses out there, so be sure to treat this like a real estate shopping excursion. Out of all the rental tips out there, this may be the most fun. But it’s a must.
- Researching Landlords — Know what you’re getting into. Lots and lots of paperwork. Make no mistake: there’s a lot of real estate legwork here, like standing in line for a really long time as you get all your information ready.
- Think About Hiring a Real Estate Attorney — After all, having that legal representation will ensure your rights are protected under contract law.
- Be Sure You Know Who Handles Repairs — Is it going to be you? Or the landlord? Who decides? Here’s how.
- Communication Is Key — There’s no need to be afraid of your landlord, just so you know. The landlord’s human. And when it comes to questions about the property, you can ask that landlord whatever you want!
- Get Insured. Now. — Even as a renter, you have properties and valuables belonging to you even though you reside in real estate that doesn’t. Protect your stuff.
- Home Improvements and Updates? — There’s a question mark there, because as a renter, you might not be able to make any improvements at all, at least without the approval of the landlord. Better check on this….
- Beware (or Not Beware) the Eviction Notice — That slip taped to your door might not necessarily be as foreboding as you think if you follow this one rental tip. Just remember: it’s called a notice. Not a threat.
There you have it: eight rental tips. But be sure to follow the links to get more background on them. Trade secrets. Killer knowledge.
You’ll be an Expert at Renting Very Soon
Rental tips like these will ensure that no matter what situation, wherever you live, your opportunity at a rent-to-own home or apartment won’t ever go sour as long as you always follow protocol, the necessary steps, legal guidelines, and advice to ensure that you not only cover your own bases, but provide the best possible dwelling for you or your family. Don’t get lax — there might be a quiz later!
Think about how this might be relevant to you. You’re dealing with a landlord, for crying out loud! Ask a room full of fifty home renters if they ever had just one problem with their landlord, and chances are at least 50% of them will raise their hands. Maybe this is why homeowners sleep a lot after having coped with rentals in the past….
Seriously, Though — You Need That Real Estate Attorney on Your Side
It goes without saying that the lease, essentially a real estate contract, will have specific lingo that you might want a specialist — a real estate attorney — to basically translate for you. Know the fine print. Understand the terms of your security deposit — and especially if its kosher legally, yet another reason why it’s smart to have a real estate attorney look it over.
Because this is basically contractual law, you have to stipulate that you get everything in writing. If you don’t, legally that landlord can do whatever he or she wants regardless of what the real estate attorney can do for you. Therefore, take note: if a landlord promises something to you (and every real estate attorney will tell you this) get it in writing. Period.
It’s important to discuss matters with your real estate attorney in the event that your privacy’s violated. Case in point: if the landlord or maintenance staff enters your rental beyond what’s stated in your rental agreement stipulating guidelines, you can safely say that it’s a sure bet your privacy rights have been infringed upon. Discuss that with your real estate attorney immediately. You then just might have a case in court for compensation.
Every Tenant Has Rights
It’s common to say that the landlord’s the ‘boss.’ That’s not true. In many ways, the tenant’s more of the boss. In truth, though, both the landlord and tenant are partners in agreement to maintain a business relationship. You pay rent; the landlord maintains the property for you. Plain and simple. Out of all rental tips, this has to be the simplest.
Just to ensure the relationship’s maintained well, you never know: that real estate attorney just might come in handy! For more answers to your questions, though, FEEL FREE TO CONTACT THE H.O.P.E. PROGRAM RIGHT NOW about rent-to-own homes in your area.