We definitely should, though. No doubt. Because when it comes to rent-to-own, credit repair’s essential, and it turns out that the BBB A-rated HOPE Program sees the writing on the wall — despite already doing well for customers in credit repair thanks to Lexington Law — and recently reported of their own review of yet another credit repair service out there recently launched.
The Name of the New Credit Repair Division Is INDEPENDENT CREDIT SOLUTIONS
And the department over there is now in full swing to start assisting customers nationwide as this press release states. Sure, it’s all well and good, and we love a good credit score. Without a doubt, homeowners love those shining credit reports, too. But more importantly, the best part of Independent Credit Solutions is the fact that they’re focusing on the one element essential to the success of anyone prospecting for rent-to-own options. It’s all about credit repair.
You’ll need a 640 score, basically. No ifs, ands or buts. Anything lower, and you might be treading through mud during your trek across the swamp of the real estate market, and that’s no fun for those socks and boots you’re wearing. It’s a dangerous jungle out there; you’ll hear that from even your favorite rent-to-own consultant, but what can make it better for you is a pristine credit score brought about by one of the best credit repair service you could ever have recommended by the H.O.P.E. Program.
Take Advantage of It Right Now. Immediately. Your Credit Score Demands It.
We can’t legitimately review such a site as this, though, as this has literally nothing to do with rent-to-own. But what we can do is discuss it. Right here. Right now. Credit repair’s important. You can have all the services in the world, but if you don’t take that first step and follow through with repairing your credit right now by enrolling here, you might be up a creek and lost in the wilderness.
And that’s no place to be right now in today’s real estate industry.
One thing’s for sure: we have to keep up with the signs of the times, and here’s what those signs say: ACT NOW, ACT NOW, ACT NOW. You have to get the information you need now, what with the rising home prices in America, plus the new mortgage rules in effect, and the fact that the trends are showing that prospective home buyers are offering more down payments. United States real estate never looked better (right, China?).
So What Do You Do? You Register to Buy a Home. Immediately.
With this one site. Check it out right here. This can literally solve all of your issues in one fell swoop, and as you’re focused on a rent-to-own — and perhaps you’ve already secured one via the Ultimate Rent-to-Own Home Program — you’ll be looking to get everything squared away with credit repair, a lender, and the right mortgage loan well before you exercise your lease option to buy.
This is the site to get that all done. And there’s even a phone number to call, giving you that option to speak with a specialist immediately and get started today.
It’s Hard Work Getting That Home Loan, Plus Maximizing Your Chances of the Seller Accepting Your Offer
Yes, even some legal assistance would be necessary. But this, yet again, is yet another benefit you may have with the offer RegistertoBuyaHome.com — you don’t have to do anything! Well, except register….
Register with your credit score (if you know it — if not, not a problem), and you’re all set. That’s it. And it’s no secret that we at Rent-to-Own Reviews award the offer a healthy five stars without a problem. Simple registration. Easy consultation. You know exactly what you need to get that home without having to waste so much time with other professionals and needless research.
Are you done reading? Good. We’re taking a cue from how easy it is to register to buy a home with this site, so you do the same. Enroll now. And those house keys will soon fall right into your hands.
Boy, competition’s getting fierce up in this real estate market, don’t you think? Home prices are rising. Down payment averages are rising. And the Chinese are still looking to Texas (among other places in the U.S. Let’s face it: America’s looking great. But as Americans, we still want the better bang for our buck! And if there’s one thing that still will cost a pretty penny, it’s a house!
You’ve Got Mortgage Insurance, for Example
It’s a necessity in the industry to protect the lenders. In fact, that’s what allows lenders to offer such low down payment requirements. But here’s the deal – you, the borrower, still need to pay for it. And many, many borrowers might not even realize that mortgage insurance will come out of your pocket. Plain and simple.
Thankfully, certain home mortgage programs offer competitive prices for mortgage insurance, and FHA is one of them – 1.75% of the loan amount is what you can expect to pay for insurance on a mortgage loan. Not too bad. That’s somewhat better than the VA home loan – another favorable program for low-income situations – with a mortgage insurance percentage of about 2.4%. But did you know there’s one home mortgage program out there that beats even the FHA?
You Guessed It: the USDA Home Mortgage
That’s grade A premium beef in the real estate industry, with a percentage of just 2% of the initial loan amount – and to make it even more interesting, the annual mortgage insurance charge is just .5% of the remaining balance over the course of 12 following payments. A much better deal than the .85% annual charge the FHA imposes.
Want to learn more about the USDA home mortgage? Check it out right here. Nothing against FHA, but maybe you want something a bit better. Just make sure you qualify for it! Because when we talk about grade A premium beef cuts, we don’t mean small shanks.
One check of these reviews and the ever-growing social fan base on pages like Facebook and Google+, and you begin to wonder: maybe this H.O.P.E. Program knows what they’re talking about! However, we can understand the skepticism: the real estate market’s cutthroat, what with the growing mortgage trends and the insane home prices skyrocketing like Elon Musk and the SpaceX Program. Perhaps we can get this real estate rocket to land on the barge like they’re planning to do, but make no mistake — H.O.P.E. to Own’s not far from that. Here’s why:
The Fact Is the HOPE Program Doesn’t Have to Claim Anything: the Mortgage Industry Has the Answer:
It’s called the USDA home mortgage. A plan many don’t know about, but many should. To get a home zero down may just be as easy as applying for a USDA home mortgage precisely because this is one of two particular plans where you don’t have to make a down payment — and with down payment averages rising in areas around the nation, that’s great news.
The only other plan out there that allows borrowers to get a home zero down is the VA. Not even the FHA program allows it — typically a 3.5% down payment is customary, and that’s pretty low compared to some of the averages we see. You can imagine that as you discuss your plans with your rent-to-own consultant about the time coming for you to buy the property you’re living in, if you want to save on that down payment, chances are you might want to go with a USDA.
To Get a Home Zero Down, the Main Point Is This:
The USDA home mortgage program will actually lend a loan that could very well be up to the property’s actual appraised value! That’s saying a lot. Forget the down payment. You’re basically golden with the USDA home mortgage. Sign up right now to find out what your options are, and then get in contact with H.O.P.E. today. You never know — the USDA might be right for you. Learn more about the USDA right here.
The post The HOPE Program Says You Can Get a Home Zero Down appeared first on Your Rent-to-Own Consultants.
Don’t get us wrong, though: the USDA mortgage is quite the secret in the real estate market. Just check this article out for yourself. If there was a way for someone to get a home loan approval fast and easy, it would be the USDA. But there are certain guidelines to keep in mind.
Keep an Eye on Your Income and Your Debt
And That’s What the Mortgage Guideline Is For:
Twitter knows everything real estate these days. Buying a home? You’ll find it in a tweet. Have you browsed the trends lately? Selling homes on Twitter’s huge these days. The whole of social media, in fact, knows home selling like the back of its digital hand, and don’t even get us started on real estate investment. There’s a big cash cow there, especially when researching property values on Zillow, so if you’re looking for a little know-how, honestly, you might as well find it online.
And You Find That Relevant Information Through Retweets of Anything and Everything Real Estate
Why? Not only is it good information — it’s relevant information. This is information passed around right now. Who knows — you might even read this information and realize what’s not only trending in everything real estate, but active in the world today, on the news, in your neighborhood, and basically everywhere you look. So it’s in your best interest to check out these articles on everything real estate on retweet from the top professionals in the industry:
- Want Hyperlocal News on Everything Real Estate? — You get that on the Twitterverse right here.
- The Mortgage Industry’s Trending Right Now, Too — And you better be prepared by checking out this article on the best retweets out there.
- Everything Real Estate Technology and Social Media Innovation — What’s great for the market? New technology. Want to know what’s working in the Twittersphere?
- Thinking About Real Estate Investment? — There’s a wealth of information there as well, among other topics for real estate professionals, if you click here and look for yourself.
And More and More Retweets Keep Cropping Up as We Speak
So it’s in your best benefit to be involved. Get on social media. See what’s cooking. Tweeting. Trending. Check out the hashtags. Look to the predictions of everything real estate. Information is power. Trust us.
That’s the one thing many first-time home buyers stress on the most: the money. “Will we have enough for a down payment? “What about taxes?” “How will we cover closing costs?” You can watch the stress bleed out of their pores and cause hernias without lifting a single piece of furniture during move-in day. And the sad fact is this — they really should be stressed, because the real estate market is cutthroat. It’s deadly. It’s wicked.
But We Have the Secret Tools, the Hidden Resources, the True Real Estate Money-Saving Tips You’ll Need to Actually Make It Easy
And it’s not like a lot of these tips we have are often advertised all over the Google search engine either. Sometimes you might even find your real estate attorney, broker or agent might neglect to mention any of these, not for lack of thinking about it, but because they don’t know you need the help. It’s all about communication.
So this is us communicating with you. You have options. You have possibilities to get into that home with zero down, potentially. You have the ability to work on getting into that RTO home, collaborating with the landlord, and then exercising your lease option-to-buy like a champ. All you need to do is take advantage of these three real estate money saving tips:
- Don’t Be Afraid to Ask Your Lender About the Mysterious “203(k)” — What’s the “203(k)”? You’ll find out right here.
- Cash Gifts Count for That Down Payment — Yes, your income factors into that down payment, but here’s the thing….
- Cash Gifts Also Count for Your Closing Costs! — We know it sounds too good to be true, but who knows: you can ask your lender, and you might get lucky. Just how much could you save? Click here to find out.
And that’s just the start….
Real Estate Money Saving Tips at Its Best
You have to remember that the real estate market is only as healthy as the people who are willing to take the chance and buy those properties out there. Developments rise up; but they’re useless unless someone’s willing to move in.
So investigate. Research. Learn. There’s a lot of help out there, and with our market continuing to grow, these real estate money saving tips will only just be the beginning. CLICK HERE TO LEARN MORE ABOUT DOWN PAYMENT AVERAGES IN OUR COUNTRY.
We’re really starting to get into this Twitter language with the “at” symbols and hashtags. Thankfully, we here at the Complete Real Estate Site see the need to modify the English language a bit given the influence of Twitter on the real estate market. In particular, it seems that this one real estate guru by the catchy name of @Starwise (alias: Pierre Roustan) has a certain affection for the content we’ve delivered in the real estate market, and it shows with the amount of visibility and interest among the social media community.
In Other Words: We Apparently Know What We’re Talking About at the Complete Real Estate Site
Research, research, research. We want to constantly be in the know about the content out there, and we also wanted to backtrack and see how content’s circulating in cyberspace. So what did we do? We gathered the top four tweets regarding everything from home selling to home buying in real estate. Check it out right here:
— Pierre Roustan (@Starwise) August 31, 2015
— Pierre Roustan (@Starwise) September 2, 2015
— Pierre Roustan (@Starwise) August 28, 2015
— Pierre Roustan (@Starwise) August 31, 2015
The Metrics Hear Show Incredible Traction on the Valuable Content
And for good reason: what you learn here is all due to social media, a vehicle for selling homes that’s unprecedented. Likewise, other platforms out there make their stamp in real estate, like Pinterest, YouTube, Facebook, and even blogging! Undoubtedly, the BBB A-rated HOPE Program utilizes it tremendously as well through their Google+ page, and even home renters and rent-to-own enthusiasts recognize that without social media, the market’s dead in the water as many scramble to even find the listings out there that are like golden nuggets. Face it: real estate benefits completely from social media….
But just in case you wished for even more of that insider’s look on a real estate industry that could change at any moment, you can rest assured: here’s where you’ll find it, right here at the Complete Real Estate Site.
When you think about it, it makes perfect sense: people want to actually see the properties in real time. So why not live video feeds? Until recently this past year, two innovative apps — Periscope, and Meerkat — saw the gargantuan launch of the new technology hit cyberspace like a ton of bricks with promise, and the real estate market’s left with a new creative resource for all home buyers, home sellers, home renters and home investors alike, something that even the BBB A-rated HOPE Program would endorse fully as any learning advantage to any real estate market guru, aficionado and active player in the game, right?
But Here’s the Thing: Which App is Better for the Real Estate Market?
Tough call, especially since we’re only beginning to grasp the technology. The point of Periscope and Meerkat is the fact that social media selling homes turns more instant than it already is, as sweet as it is for the home selling industry, synchronized with cyberspace and linking with those prospects immediately.
Don’t get us wrong, though: YouTube’s still a major game player in the biz, and Facebook rules the lead generation airwaves without a problem. But when you’ve got the likes of Twitter spreading the visibility and word of open houses, showings, and all of that for the real estate market as well as Pinterest and even Instagram, let’s just make this one thing clear — it dovetails quite nicely with live video feed services like Periscope and Meerkat. A nice complement. An enhancement, if you will. Which one, however, is the better investment?
Up, Periscope, and Let’s See What We Can See
You can check out a basic review of the benefit that is the Twitter-owned app Periscope right here, but specifically, this is what you need to know about the app that could arguable take over the industry in a big way for the real estate market — Periscope has a ton of momentum, and a following, right now. The team behind Periscope with the fan base and the marketing they’ve launched has made the app the rage, and you can actually see that on Twitter yourself. People everywhere are talking about Periscope for the real estate market in droves.
This is largely due to the seamless integration with Twitter — and already beefed up advantage in the real estate market all by itself — with a superior default feed viewer and rebroadcast ability. The flexibility. the ease of use. You can’t beat Periscope in that manner.
Meerkat, However, Has One Advantage Periscope Doesn’t Have
As far as we can tell, Meerkat offers one feature that Periscope currently doesn’t possess: scheduling. With Meerkat, you can schedule your broadcasts before recording, gaining viewership and enhancing the word-of-mouth advertising aspect of the real estate market. This allows for planning and implementation through social media in a big way; additionally, prospective viewers will get those notifications that a live stream will occur at a [insert time/date], maximizing chances of the stream making a bit hit in the real estate market. You get the picture? Learn more about Meerkat right here.
Still, Meerkat isn’t as seamless and intuitive as Periscope, but it does the job well regardless; so it then begs the question:
What’s the Verdict? Which One Should WE Use?
Again, tough call, but we’ve got it right here — both. Test them. Experiment with them. As with anything social media — whether it’s Facebook, LinkedIn, Pinterest, WordPress and Blogger, or anything else: immerse yourself in as many social media platforms as possible, because you’ll have Meerkat users out there, and you’ll have Periscope users as well. Why not take advantage of both platforms?
This is largely due to the fact that there currently isn’t really any market leader at this point. We can venture to say that Periscope just might have the lead, but the fact is this — there’s enough share space here for both to really play a role in this real estate market. Perhaps if Periscope updates and configures its broadcast options and continues to grow, it just might overwhelm Meerkat and leave the older application behind in the dust, but only time will tell.