One Thing to Know About the USDA Mortgage Loan: Take a Look at Your Income

Don’t get us wrong, though: the USDA mortgage is quite the secret in the real estate market. Just check this article out for yourself. If there was a way for someone to get a home loan approval fast and easy, it would be the USDA. But there are certain guidelines to keep in mind.

Keep an Eye on Your Income and Your Debt

It’s called the debt-to-income ratio. How much debt do you have? Is it ruining your credit? Do you need Lexington Law or Independent Credit Solutions to help you through those muddy waters? Good. Do it. But bear in mind that if the debt, plus the mortgage amount, just happens to be over 31% of your actual monthly income, the specific loan might be a no for you.
The VA program, another mortgage program out there, sticks to the similar rule: 41% is their measuring stick. Jumbo mortgage loans, the conventional ones, however, tend to stick to lower ratios overall given the assumption that when you take out a home loan, you’re entrusted to pay it every month despite whatever debt you already have.

And That’s What the Mortgage Guideline Is For:

It’s to protect you from buying a home that might be too expensive. When debt continues to drown you out, foreclosure commences. That’s something this real estate market won’t want given the growth we’re seeing in down payment averages and home prices.
So what should you do? Get on the right path, and without a doubt, the USDA mortgage loan might be your best bet, because it has plenty of benefits! Clean up your debt. Fix your credit. Sign up with the HOPE Program.

4 Top Articles on Retweets for Everything Real Estate

Twitter knows everything real estate these days. Buying a home? You’ll find it in a tweet. Have you browsed the trends lately? Selling homes on Twitter’s huge these days. The whole of social media, in fact, knows home selling like the back of its digital hand, and don’t even get us started on real estate investmentThere’s a big cash cow there, especially when researching property values on Zillow, so if you’re looking for a little know-how, honestly, you might as well find it online.

And You Find That Relevant Information Through Retweets of Anything and Everything Real Estate

Why? Not only is it good information — it’s relevant information. This is information passed Twitter Everything Real Estatearound right now. Who knows — you might even read this information and realize what’s not only trending in everything real estate, but active in the world today, on the news, in your neighborhood, and basically everywhere you look. So it’s in your best interest to check out these articles on everything real estate on retweet from the top professionals in the industry:

And More and More Retweets Keep Cropping Up as We Speak

So it’s in your best benefit to be involved. Get on social media. See what’s cooking. Tweeting. Trending. Check out the hashtags. Look to the predictions of everything real estate. Information is power. Trust us.

3 Secret Real Estate Money Saving Tips for Down Payments and Closing Costs

That’s the one thing many first-time home buyers stress on the most: the money. “Will we have enough for a down payment? “What about taxes?” “How will we cover closing costs?” You can watch the stress bleed out of their pores and cause hernias without lifting a single piece of furniture during move-in day. And the sad fact is this — they really should be stressed, because the real estate market is cutthroat. It’s deadly. It’s wicked.

But We Have the Secret Tools, the Hidden Resources, the True Real Estate Money-Saving Tips You’ll Need to Actually Make It Easy

And it’s not like a lot of these tips we have are often advertised all over the Google search engine either. real estate money-saving tips-1Sometimes you might even find your real estate attorney, broker or agent might neglect to mention any of these, not for lack of thinking about it, but because they don’t know you need the help. It’s all about communication.

So this is us communicating with you. You have options. You have possibilities to get into that home with zero down, potentially. You have the ability to work on getting into that RTO home, collaborating with the landlord, and then exercising your lease option-to-buy like a champ. All you need to do is take advantage of these three real estate money saving tips:

  • Don’t Be Afraid to Ask Your Lender About the Mysterious “203(k)” — What’s the “203(k)”? You’ll find out right here.
  • Cash Gifts Count for That Down Payment — Yes, your income factors into that down payment, but here’s the thing….
  • Cash Gifts Also Count for Your Closing Costs! — We know it sounds too good to be true, but who knows: you can ask your lender, and you might get lucky. Just how much could you save? Click here to find out.

And that’s just the start….

Real Estate Money Saving Tips at Its Best

You have to remember that the real estate market is only as healthy as the people who are willing to take the chance and buy those properties out there. Developments rise up; but they’re useless unless someone’s willing to move in.

So investigate. Research. Learn. There’s a lot of help out there, and with our market continuing to grow, these real estate money saving tips will only just be the beginning. CLICK HERE TO LEARN MORE ABOUT DOWN PAYMENT AVERAGES IN OUR COUNTRY.

4 Top Profile Tweets on Real Estate From @Starwise

We’re really starting to get into this Twitter language with the “at” symbols and hashtags. Thankfully, we here at the Complete Real Estate Site see the need to modify the English language a bit given the influence of Twitter on the real estate market. In particular, it seems that this one real estate guru by the catchy name of @Starwise (alias: Pierre Roustan) has a certain affection for the content we’ve delivered in the real estate market, and it shows with the amount of visibility and interest among the social media community.

In Other Words: We Apparently Know What We’re Talking About at the Complete Real Estate Site

Research, research, research. We want to constantly be in the know about the content out there, and we also wanted to backtrack and see how content’s circulating in cyberspace. So what did we do? We gathered the top four tweets regarding everything from home selling to home buying in real estate twitterreal estate. Check it out right here:

 

The Metrics Hear Show Incredible Traction on the Valuable Content

And for good reason: what you learn here is all due to social media, a vehicle for selling homes that’s unprecedented. Likewise, other platforms out there make their stamp in real estate, like Pinterest, YouTube, Facebook, and even blogging! Undoubtedly, the BBB A-rated HOPE Program utilizes it tremendously as well through their Google+ page, and even home renters and rent-to-own enthusiasts recognize that without social media, the market’s dead in the water as many scramble to even find the listings out there that are like golden nuggets. Face it: real estate benefits completely from social media….

But just in case you wished for even more of that insider’s look on a real estate industry that could change at any moment, you can rest assured: here’s where you’ll find it, right here at the Complete Real Estate Site.

The Rise of the Live Video Feed for the Real Estate Market

When you think about it, it makes perfect sense: people want to actually see the properties in real time. So why not live video feeds? Until recently this past year, two innovative apps — Periscope, and Meerkat — saw the gargantuan launch of the new technology hit cyberspace like a ton of bricks with promise, and the real estate market’s left with a new creative resource for all home buyers, home sellers, home renters and home investors alike, something that even the BBB A-rated HOPE Program would endorse fully as any learning advantage to any real estate market guru, aficionado and active player in the game, right?

But Here’s the Thing: Which App is Better for the Real Estate Market?

Tough call, especially since we’re only beginning to grasp the technology. The point of Periscope and Meerkat is the fact that social media selling homes turns more instant than it already is, as sweet as it is for the home selling industry, synchronized with cyberspace and linking with those prospects immediately.

Don’t get us wrong, though: YouTube’s still a major game player in the biz, and Facebook rules the lead generation airwaves without a problem. But when you’ve got the likes of Twitter spreading the visibility and word of open houses, showings, and all of that for the real estate market as well as Pinterest and even Instagram, let’s just make this one thing clear — it dovetails quite nicely with live video feed services like Periscope and Meerkat. A nice complement. An enhancement, if you will. Which one, however, is the better investment?

Up, Periscope, and Let’s See What We Can Seereal estate market Periscope

You can check out a basic review of the benefit that is the Twitter-owned app Periscope right here, but specifically, this is what you need to know about the app that could arguable take over the industry in a big way for the real estate market — Periscope has a ton of momentum, and a following, right now. The team behind Periscope with the fan base and the marketing they’ve launched has made the app the rage, and you can actually see that on Twitter yourself. People everywhere are talking about Periscope for the real estate market in droves.

This is largely due to the seamless integration with Twitter — and already beefed up advantage in the real estate market all by itself — with a superior default feed viewer and rebroadcast ability. The flexibility. the ease of use. You can’t beat Periscope in that manner.

real estate market meerkatMeerkat, However, Has One Advantage Periscope Doesn’t Have

As far as we can tell, Meerkat offers one feature that Periscope currently doesn’t possess: scheduling. With Meerkat, you can schedule your broadcasts before recording, gaining viewership and enhancing the word-of-mouth advertising aspect of the real estate market. This allows for planning and implementation through social media in a big way; additionally, prospective viewers will get those notifications that a live stream will occur at a [insert time/date], maximizing chances of the stream making a bit hit in the real estate market. You get the picture? Learn more about Meerkat right here.

Still, Meerkat isn’t as seamless and intuitive as Periscope, but it does the job well regardless; so it then begs the question:

What’s the Verdict? Which One Should WE Use?

Again, tough call, but we’ve got it right here — both. Test them. Experiment with them. As with anything social media — whether it’s Facebook, LinkedIn, Pinterest, WordPress and Blogger, or anything else: immerse yourself in as many social media platforms as possible, because you’ll have Meerkat users out there, and you’ll have Periscope users as well. Why not take advantage of both platforms?

This is largely due to the fact that there currently isn’t really any market leader at this point. We can venture to say that Periscope just might have the lead, but the fact is this — there’s enough share space here for both to really play a role in this real estate market. Perhaps if Periscope updates and configures its broadcast options and continues to grow, it just might overwhelm Meerkat and leave the older application behind in the dust, but only time will tell.

Until then, reap the benefits — whether you’re considering a rent-to-own home, or investing in million dollars in real estate. Start streaming today! And you’ll benefit either way.

 

Taking Advantage of Real Estate Resources Through Pinterest

Is there any doubt that social media has a hand in real estate? No. Just ask the Facebook real estate investor or home seller, right? Visibility. Lead generation. Traffic. Nothing out there does a better job than a Google+ business page, or a website like Nationwide Property Values, or the BBB A-rated HOPE Program, that’s for sure. But who would’ve guessed this little shooter of a social media platform pinning away at some of the best resources out there for real estate would ever make a statement in the real estate market? Pinterest? Really?

Yes, Really: Pinterest Taps Into a Way of Communicating Real Estate Services and Assistance Probably Better Than Any Twitter Account

Although, don’t get me wrong: Twitter does a pretty good job in marketing a home for sale. But when Pinterest real estateyou have the ease of use, the visual, and the whole “pinning” aspect, you relate it to a bulletin board chock full of listings, services, products and innovations in just about any industry, ripe for the taking, easily searchable, serviceable, and shareable all over the Internet without anyone having trouble in finding them.

Pinterest is streamlined. It’s indexed. You can find just about anything without having to scroll endlessly through listings simply tagged by a keyword or two. Sure, WordPress rules the blogosphere — and the real estate gods know quite well that a blog writer makes a great home seller! — and Facebook’s the king of lead generation, but without a doubt the sheer power of word-of-mouth advertising at its most basic and raw can’t stand up to the test of time that is Pinterest.

After all, the real estate market’s visual. It’s in our face. We need to see those homes, plain and simple. That’s the bonus of Pinterest, in that you get those ‘pins’ with a taste of what you’re looking for, easy to find, easy to send by email, or share on Facebook — and those boards with all those pins can make it easy to get a stock load of the resources to maximize everything from home selling to home investing or even home renting!

Take a look at this Pinterest board for real estate, and you won’t have any doubts. It’s pretty clear….

You Benefit If You Take Advantage of Pinterest

Whether you’re selling a home, buying a home, or renting a home, there’s no doubt (especially since it’s free to have an account, just like the rest of social media!) — Pinterest definitely can only enrich your goals when it comes to real estate. So start pinning! Who knows — someone might notice.

What Do Internet Legal Plans Have to Do With Real Estate?

Internet legal plans could very well revolutionize the entire legal market from top to bottom while saving income and boosting the real estate industry as a whole. How? Consider something like Netflix, for instance — a service where you can pay for a monthly service to watch as many movies as you’d like from the comfort of your own home without ever leaving the house. Without ever having to worry about late fees. There would be no need to stress over broken DVDs. Or even clutter inside your home.

That’s Sort of What These Internet Legal Plans Are!Internet Legal Plans-1

Such nifty packages, these internet legal plans. Essentially, what you’re looking at is a package designed to fulfill every legal need. You get access to this for a low monthly cost, too. Instead of daily dealing with heavy retainers and hunting and consulting with lawyers the moment you need that legal representation (which for many may be too little, too late, especially when involving criminal justice!), you pay this monthly fee, very much like an insurance policy, and you get access to that local attorney serving your needs. And what does this have to do with real estate? Plenty.

Real Estate Is All About Negotation, Contracts, Consultation

You’ve heard it before that you would need a real estate attorney by your side. Why not have one you can contact immediately through the Internet Legal Plans? It’s a timeless resource, something worthy of checking out — whether you’re a real estate investor, prospective home buyer, home renter, or even someone considering a rent-to-own home. You may even be a landlord looking for assistance on tenant issues, and you just might be wondering what kind of guidelines you need to consider when selling your home.

Whatever the case may be, Internet Legal Plans certainly streamlines the issue of finding that lawyer without any headaches.

Finally, a Review on the HOPE Program: Long Time to Wait

The irony here at the Complete Real Estate Site is that we here haven’t even given the goods on this well-known organization known as HOPE Program, and in all honesty, that is a travesty. This is largely due to the case that the H.O.P.E. Program can largely be considered the man behind the curtain, the Wizard of Oz, if you will, of real estate assistance. So you don’t really get to hear much about what H.O.P.E. to Own does. Until now.

Why the HOPE Program Has Earned That Star-Studded “A” Rating From the BBBHOPE Program Wizard of Oz

Let’s just start with that for a moment, shall we? This is a program earning such a prestigious rating from the Better Business Bureau. Right about here, we can actually stop the writing and you can stop the reading from here and out, because that alone should be reason enough that the HOPE Program knows what they’re doing.

But you’ve got to know, wholeheartedly, this important fact: you need to know what they do as well. As usual, we’re all about knowledge here, and with an acronym like H.O.P.E. (Home Ownership is Possible with Education), the HOPE Program certainly feels the same way, as they should. Knowledge is power. And in the real estate industry, power is absolute.

The Verticals of the HOPE Program

Assistance, affiliations, referrals, and partnerships: that’s what the HOPE Program focuses on. They steer clients in the right direction, ensuring the ultimate goal — home ownership. It doesn’t matter if you’re seeking a bookkeeper or a tax preparer, or maybe you want some help with credit repair. Perhaps you’re considering something along the lines of identity theft protection, or you’re hoping to find a consultant for a rent-to-own home. The ultimate endgame is simple — home ownership.

  • Credit Repair
  • Identity Theft Protection
  • Consultancy
  • Finances
  • Home Renting Resources
  • Real Estate
  • College Education

Yes, you can even get assistance toward advancing your career through job portals like National Jobs Online, or grants and scholarships for going back to school. It’s obvious: the HOPE Program doesn’t play around. They’re in it for success for all who end up on their books, and their goal is successful home ownership for anyone interested in that very concept of success.

So Better Late Than Never, Right?

Like we said, though…. Aside from that “A” rating, the people at the HOPE Program really only care about one thing — you. And as far as we’re concerned, that’s more than just an “A” rating in our books, whether you’re a home seller, home renter, or prospective homeowner. Needless to say, when we’re done going through the steps of the HOPE Program, we’d all be chanting in unison the words “there’s no place like home, there’s no place like home.” Guess what, folks: you’re home. With HOPE.

The 4 Best Learning Sites for Selling Homes in 2016

Real estate gurus who know about selling homes know this — the market gets fickle. Really fickle. Innovation breeds improvisation, too, hence why you should stay abreast in the industry and know what works (and, of course, what doesn’t). But you can’t get to know all you need to know when selling homes without taking advantage of the online resources out there.

That’s Why We Have These Four Sites for Selling Homes as the Top Real Estate Dogs in Educationselling homes-1

Resources. Tips. Tricks. Methods. Everything you need to know about selling homes effectively and successfully. Because, of course, that’s what drives the market. Getting home buyers interested in moving “up” in the market, and home sellers getting top dollar for it!

Check Out All of These Sites Just to Get the Goods on Selling Homes

It’s an absolute must. Why not? Take all the resources you can gather, and you’re sure to succeed in selling homes (especially with this site, the secret 5th learning site for selling homes!). Whether you’re a home investor, home seller, or just a real estate professional in the industry, it’s clear — continually be in the know!

What You Need to Know About Seeking Outside Property Management

Don’t be ashamed if you’re an investor — or maybe even a seller or broker — wanting to seek some outside property management assistance. It’s normal in this industry. Sometimes that row of houses can get you way over your head as you focus on all your rental property expenses

Want to pull your hair out, yet? Don’t worry. We do, too. And trust me: this isn’t any April Fool’s joke either.

property values pulling hair out

All Joking Aside, You Might Need Some Property Management Help

Factor in the cost, though, because what matters is your bottom line, right? Your ROI, though, if you play it right will skyrocket the way Avengers’ Iron Man would if all your properties start getting the maintenance they deserve and the buyers/renters they want, though. You’ll then see on social media the selling of homes skyrocketing just as much all because you invested in that outside property management company to manage the rest of the headaches you don’t want to face.

What’s the standard you should look for in terms of pricing? Simply put, you want the cost for property management to be at around 6% to 8% of the monthly rent, and don’t forget to include any re-leasing costs as well if necessary. This could account for maybe half to even a full month’s rent added onto the monthly fee percentage, but when it’s all said and done, you’re not getting way over your head with costs vs. maintenance and quality of the homes.

Talk About a Way to Provide the Best Possible Product

This assists renters in ways only sellers could ever imagine. Quality housing. Sometimes, though, you’ve got get that extra bit of help from some outside property management to make it all happen. When renters get what they want, you do as well.