RTO Reviews Has Only The Best Reviews

When it comes to purchasing anything, the best thing to do is to read reviews on whatever it is that you’re purchasing. Although it may seem extremely unnecessary, it’s only going to help you in the long run. Being able to read reviews and see what other people have to say can really help you come to a decision. There’s no better place to access all of this, than RTO Reviews.

Why RTO Reviews?Rent to own reviews 2 RTO Reviews

Why not RTO Reviews? I can’t think of a better service or website to go to if you’re struggling making a decision on something, or if you’re wondering what the best service to go with is. Not only is this review website good for finding a new home, or a home to rent, but it’s good for basically any RTO need you could possibly have. Rent to Own Reviews has reviews on all of the top RTO services and websites. Some of the best out there including:

  • The HOPE Program
  • RegisterToBuyAHome.com
  • Assisting Renters
  • RentToOwnConsultants.com
  • RentToOwnAnswers.com

And many more! That’s just a couple of the many services this site has to offer a review for. Instead of going to Google and spending forever trying to find just the right site to tell you what you need or want to know, you can just visit RentToOwnReviews.com, and it’s a one stop, see all site!

Reviews Are Crucial

They really are! Reviews are typically what make or break certain things! Your favorite TV shows, movies, celebrities, and all of your favorite products. So if you spend so much time looking at those reviews, then you should be taking the time to look at the reviews of things that really matter, like home owning! Take advantage of this amazing site and use it to see all you need to know about any RTO service available.

For another review on RTO Reviews, click right here!

To learn more and check out RentToOwnReviews.com, click right here!

 

 

6 Major Home Selling Mistakes You Should NEVER Make

Home Selling Human Being 101

You don’t prefer your kitchen sink so you want to sell the home and BAM! One little (dis)/like made you into a professional real estate agent.  Our lovely boots in America have straps up the wazoo, don’t they? What a zoo, U.S….What a bunch of animals, we are, running around in our cages a.k.a. our homes.

Do you ever get the feeling that every life hurdle requires you to be a professional in the field of that project?  Replace a fence in the backyard and suddenly you are youtube-ing tips for getting mice out of holes you dug yesterday without killing them, and then are on the phone with city talking ground wires.  Just like fencing putting, home selling can be a mixed bag of chores.

What if you have another (dis)/like meanwhile being a 9-5 professional or a three-job-pro and the plumber…now the realtor? Okay…Your kid doesn’t like peas.  Now you have to remake dinner?  No, they are probably going to eat the peas.  Even if it takes them all night.  And YOU, you are going to sell that house… even if it takes….help!

When buying or selling a home are you supposed to skim google, yahoo, dogpile, and the real estate section of the library, too?  Become the expert of all the media out there?

Of course, ‘the help’ can throw lots of definitives about home selling.  No that, yes this, maybe that… And you poor thing!  You are already maxed out, stressed out and system overloaded! How do you know what to do and what not to do?  Might be more basic than you think.

6 nuggets of advice when selling your home:home selling


NOW — Click here to connect to some help selling your home so you can take a break in a new one….or immediately begin that DIY!  Hardworking Americans….

The post 6 Major Home Selling Mistakes You Should NEVER Make appeared first on Your Rent-to-Own Consultants.

Getting Your Green Card Is Like Winning the Lottery. Literally.

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You’ve seen all the news about immigration, immigration law, Donald Trump and all of that — these are trying times in the U.S., and even worse times all over the world, and whether we like it or not, the United States is still quite the Land of Opportunity, hence why a green card is so essential to your survival. The survival of your family. Your future.

Did You Know an Estimated 13.1 Million Immigrants Lived in the U.S. Back in 2012? (and Today, It’s Probably More)

You’d be shocked to know that back then 8.8 million of those immigrants were eligible to obtain naturalization status, the ultimate immigration goal! The overwhelming majority of those immigrants were actually able to receive a green card as far back as when they applied in the year 2000 or later. Let’s not forget just how intense the entire immigration issue is regarding refugee and asylee status in the U.S. — in 2013 alone, over 69,000 individuals received that status due to persecution in their own countries!

The statistic should tell you something: that immigration is a valued commodity in the United States given the expanding economy; however, the process often can be characterized by a dartboard, a blindfold, and a hope and dream. Many immigrants hope for that dream and end up on the short end of the stick, having to jump through more hoops just to make it happen for their families.

green card dartboard

Why is immigration such a problem? Try terrorism. The construction industry. Nay, the entire economy. An overwhelming workforce resides as the foundation for the bread-and-butter work of the country, complete with even better wages, and yet many able to work face illegal immigration status and deportation.

Families starve. Kids go hungry. Hopes decay. It’s a tough life for the immigrant at the moment, and the process of obtaining that work visa doesn’t make it any easier (forget about what it would take to be a naturalized citizen!)

There’s the Green Card Lottery — a Program Worth Spending a Few Seconds to Sign Up For

Thankfully Own With Hope sees the bigger picture of the problem, and the beauty of the all-important green card, giving the hopeful immigrant that first step toward naturalization, is that everyone who wants to live the American Dream — and we do mean everyone, all colors, creeds and nations — should have that extra push. That possibility of a life worth living.

Don’t get us wrong: going through the legal channels is important. You can find an ideal immigration attorney through this internet legal plan, for one, and take all the appropriate steps to obtain your green card. But in this day and age where our walls get thicker and thicker, you need all the resources you can get.

Sign Up for This Green Card Program. Right Now.

All it takes is less than a minute to fill out the information right here.

  • Think About Your Children
  • Think About Your Family
  • Think About Your Finances
  • Think About the Food on Your Table

Think. The possibilities are staggering.

You could be one of those 13.1MM or more in the next year! There’s a reason why our national real estate market’s beginning to soar. There’s a reason why our real estate market’s a major value internationally right now. The goal is clear. Our job market’s steadily climbing. You are a hot commodity in this nation.

Take advantage of it. Sign up for this program today.

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The post Getting Your Green Card Is Like Winning the Lottery. Literally. appeared first on OWNWITHHOPE.

Fannie Mae Is Fanning the Flames of Their Mortgage Delinquency Rate

Ever tried to build a fire and it got a little out of hand? Sure, you have. As we exit the heat of summer and prepare for the slowly coming Fall season, you can be sure to continue the quiet nights in front of the fire as the falling leaves grace your presence with peace and the warm colors of Autumn as we see the real estate market seem to make its gradual climb into prosperity, particularly for one aspect of the mortgage loan industry of 2015

image

Fannie Mae – Looks Like Things Are Looking Up for Mortgage Rates

In particular, it’s been reported that the mortgage delinquency rate saw a decline in July from 1.66% to 1.63%. And that’s not even the most impressive metric so far for this real estate market. Fannie Mae’s feelin’ it as this is the lowest level for mortgage delinquency since – wait for it – 2008!

So, yes – our real estate market is getting better.

However, It’ll Be a While Before Fannie Mae Sees the Fire Go Out Completely

It’s still good news that Fannie Mae’s mortgage delinquency rate’s going down, but here’s the thing: the “norm” for the mortgage delinquency rate is traditionally under 1%. So Fannie Mae’s getting there, albeit a bit slower and more gradual. The statistics and predictions show that by 2017 Fannie Mae’s delinquency rate will hit the under-1% mark.

So keep fanning away, Fannie Mae. You’ll get there.

Why Beach Real Estate Property Can Help De-Stress You From the Daily Grind

Let’s conduct an experiment here: do you have an alarm clock handy? If so, get it out. Plug it in. Next step: let’s hope this alarm clock has one of those features allowing you to loop all sorts of sounds while you sleep. You know what I’m talking about? I’m talking about the synthetic playback of all sorts of nature sounds —

  • Waterfalls
  • Raindrops
  • Wind
  • Crickets
That sort of thing. Go ahead and get this video started, by the way, while reading, and I can guarantee that this will be the best article you’ll ever read today.
I know, I know. You’re probably wondering where I’m going with this, especially when the title does say that this is something about the benefits of beach real estate property, so what am I getting at? Or am I just pulling your strings and leading you on some goose chase?

No Goose Chase Here: Just Beautiful Visuals and a Feast for the Ears

There’s just one more sound you would’ve heard on that video, which also could possibly be on your alarm clock. It’s a popular one. I am, of course, talking about the ever-familiar sound of the surf, perhaps some seagulls in the air, and the gentle crash of waves on the shore. It’s the beach.
Name one individual researching for zero-down homes, and automatically you’ll know that the term “beachfront property” perks people’s ears up real fast. It’s obvious.
The appeal of the getaway, the visuals, sights and lack of city sound make for a great meditative escape, relieving you of stress and recharging you for the next daily grind, whatever it may be.
Your instant benefit is that revitalization. You stay productive. You get the relaxation you need. Heck, some may even resort to their, well, resort every weekend to recharge for Monday and the rest of the workweek. In fact…that’s probably why they call it a “resort”!

Don’t Knock the Beach Real Estate Property

It just might be the best thing to ever happen to you, emotionally, spiritually, even practically from a profession standpoint. I’d go this far to say that you benefit the best as a writer, or an artist. Why?
Not only can you handle more of the ‘marketing’ and business aspect of your job during your regular days in the city, but you can do your work while on vacation. Every weekend. Or on any given week.
Bonus! Don’t cheat, though, and settle for the alarm clock. I’d suggest getting the beachfront property, going for the real thing. It’s always better. 

Playing it Safe With Credit Cards: Pull Lever Only During Emergencies

Whether it’s a lever or a button, if it’s red, you know you could end up dead. Unless it’s an emergency, and you absolutely have to press that button! It’s a last resort. No turning back. Do or die! Exciting, isn’t it?

Well, That’s Actually How Credit Cards Are, Too

They’re like emergency buttons. Or at least that’s how they’re supposed to be. We can read about all the must-do’s and should-have’s when it comes to credit cards, but here’s the thing — the single most important motto you must take with you is this: credit cards must be used only as a last resort.
Against all better judgment, use your credit card as a last resort. If there’s an asteroid coming at you, and you’ve exhausted all measures to try and thwart the big, dumb rock, use your credit card as a last resort. If you have no money, no car, no clothes, no pizza, and no way back home from the Mojave Desert, and all you have on you is a credit card — then, and only then, you must use it as a last resort.

That’s How Credit Cards Were Meant to Be Used

When you think about it, it makes sense. This goes with all sorts of education under your belt, particularly when it benefits your credit repair regimen with Lexington Law. Of course, the experts there will tell you the same thing: prevent the future from collapsing on you and focus on emergencies only when using your credit card.
That means if you can eat it, drink it or use it for your own benefit somehow, better hold off on pulling the plastic and wait until you have some good ol’ fashioned, cold, hard cash. You save yourself some trouble.
That means if your car breaks down, and you don’t have enough cash immediately on you, go ahead and pull the Visa out. If a hurricane hits your home and pulls the roof off and you have to pay off a deductible, I would think it’s okay to get the Mastercard out. You see what I’m saying?

It’s a Minor, Yet Still Extremely Important Measure, to Take When It Comes to a Credit Card

Because you do have to remember one thing: when you contact the H.O.P.E. Program to consider owning your own zero-down home, know that your credit score will matter tremendously. You can’t have a good score, though, without actually using the credit card (or other lines of credit, whatever they may be).

So practice this, above all else: responsibility. And don’t press that emergency button unless it’s absolutely necessary.

Why Your Beachfront Investment Property Might Lose You Money in 2015

Did you notice that it’s not summer right now? Yes. There’s snow on the ground. That blizzard occurred over on the east coast, record numbers, and the Midwest isn’t any slouch either. You can imagine, too, a lot of the summery spots don’t see a lot of action, because, yes, the temperatures drop and people start migrating back to where stores are still open and people can get some hot chocolate down their pipes.

Face it: your beachfront investment property’s down for the count (at least until the temp warms up and people flock back to the wind, sand and surf). What does that mean? It certainly doesn’t mean you’ve missed out on the H.O.P.E. Program and your prospects for a zero-down home.

You’re Losing Money, Though. A Lot of It.

It’s to be expected, and you’re probably prepared for it. After reading about all the disadvantages to having beachfront property, you practically dread it. Perhaps you offset the lost revenue by upping your prices on tenants, and that’s all fine and dandy, particularly when weather becomes an issue. You’ve got to pay for repairs, upkeep and maintenance, and it can get costly.
Is it all worth it, though? It depends.
If you notice: beachfront properties are known not only for the sand and surf, but for the stores and commerce associated with it. You buy your t-shirts, candy, surfboards, board shorts, coolers and kites. Economy soars for those communities, but when the winter hits, it all shuts down. It might not hurt you at all, but just in case you’re running a business in that community, not only do you have to worry about maintaining the beachfront home, you also have to worry about maintaining any bills you have for businesses you own.

Consider Your Finances Carefully

If you play your cards right, you just might sit fine on a beachfront property, perhaps living in it all year round. After all, grocery stores would still be open. You’d have all your necessities. As an investment property, though, consider that you might be pouring more money into it than getting out of it. Just a thought.

Buying a Ferrari With Your Home Equity Loan: a Good Thing or Bad Thing?

The option’s always there, so why not enjoy it? Because you’re a homeowner — and a reliable one at that — that home equity loan is right at your fingertips, and you have every right to use the funds to get whatever you want in terms of disposable goods and services. Believe it or not, though, there’s actually some benefit to shelling out that loan money (only to have to pay it all back) on stuff you may not really ‘need’ (like a Ferrari, for example) —

Your Interest Will Be Deducted for Your Home Equity Money

Fairly fun reason to buy that high-priced car, or boat, or maybe a brand-new beachfront summer home! All that cash you shell out would look nice on your 2-hour tax return, no doubt, and needless to say, that’s a great reward for your hard work in maintaining your mortgage payments right down to the day, every month, every year.
Pay close attention to the slight negatives, though, and it may be a big one (depending on your health)

Watch Out for Medical Bills and Other Emergencies

You’ve seen the deal regarding emergencies, especially with credit cards. The problem with getting hit hard on the unexpected front is that, lo and behold, you’re still saddled with this one home equity loan for your zero-down home from H.O.P.E. to Own that you have to pay off, thinking, “oh, man, if I only had these funds to pay for my heart surgery or Lasik!” It’s unfortunate.
Even worse, you might have that Ferrari traded in (or out of commission due to an accident you had because of your bad eyesight since you didn’t get that Lasik surgery), and you’re as healthy as a horse — and you’ll still have those equity home loan payments to make until you’re all caught up. That’s where a loan doesn’t seem so fun to have!

Just Be Prepared

That ‘free’ money matters so much, so do enjoy it — to an extent. Maybe you don’t need the Ferrari. Who knows. But just know that the home equity loan is there — for anything you want! And that, my friends, might be a good thing or bad thing as well.

Why the Guardians of the Galaxy Might Be Investing in Real Estate Soon

Just ask Star-Lord. He’s all about opportunity. And Groot’s just Groot. However, even in the wide array of the Milky Way Galaxy, the Guardians can see that real estate technology can be the wave of the future and a virtual black hole of possibilities ensuring that everyone’s supercharged for the next best battle on the home front.

Real Estate Technology at Its Best

Out of all real estate trends for 2015, this stands as the one people are probably the most excited about. Even a talking racoon would be excited about this. Let’s just hope you don’t pimp out your home with streamlined costs in cloud-controlled security cameras to beef up your protection.

Additionally, you can check to see if the Rocket Raccoon’s making moves with motion sensors built in around your home. And with all the security at your fingertips, you just might not need to worry about having Gamora and Drax the Destroyer on call to whip some burglar tail in your home.

Technology Makes Home Living That Much Easier

But before you do, visit H.O.P.E. to Own to get in on the fast track with a zero-down home. Who knows — you, too, just might be a “guardian of the galaxy” — or a collaborating member of the Avengers, maybe? — after hitting your 640, getting the keys to your house, and moving in faster than light speed.

(via What Are the Top 4 HOPE Program Instagrams?)

(via What Are the Top 4 HOPE Program Instagrams?)