3 Secret Real Estate Money Saving Tips for Down Payments and Closing Costs

That’s the one thing many first-time home buyers stress on the most: the money. “Will we have enough for a down payment? “What about taxes?” “How will we cover closing costs?” You can watch the stress bleed out of their pores and cause hernias without lifting a single piece of furniture during move-in day. And the sad fact is this — they really should be stressed, because the real estate market is cutthroat. It’s deadly. It’s wicked.

But We Have the Secret Tools, the Hidden Resources, the True Real Estate Money-Saving Tips You’ll Need to Actually Make It Easy

And it’s not like a lot of these tips we have are often advertised all over the Google search engine either. real estate money-saving tips-1Sometimes you might even find your real estate attorney, broker or agent might neglect to mention any of these, not for lack of thinking about it, but because they don’t know you need the help. It’s all about communication.

So this is us communicating with you. You have options. You have possibilities to get into that home with zero down, potentially. You have the ability to work on getting into that RTO home, collaborating with the landlord, and then exercising your lease option-to-buy like a champ. All you need to do is take advantage of these three real estate money saving tips:

  • Don’t Be Afraid to Ask Your Lender About the Mysterious “203(k)” — What’s the “203(k)”? You’ll find out right here.
  • Cash Gifts Count for That Down Payment — Yes, your income factors into that down payment, but here’s the thing….
  • Cash Gifts Also Count for Your Closing Costs! — We know it sounds too good to be true, but who knows: you can ask your lender, and you might get lucky. Just how much could you save? Click here to find out.

And that’s just the start….

Real Estate Money Saving Tips at Its Best

You have to remember that the real estate market is only as healthy as the people who are willing to take the chance and buy those properties out there. Developments rise up; but they’re useless unless someone’s willing to move in.

So investigate. Research. Learn. There’s a lot of help out there, and with our market continuing to grow, these real estate money saving tips will only just be the beginning. CLICK HERE TO LEARN MORE ABOUT DOWN PAYMENT AVERAGES IN OUR COUNTRY.

7 of the Greatest Gurus in the Real Estate Industry

What makes a guru in the real estate industry? Setting trends? Making deals? Breaking the mold? Innovating? All of the above? Are we focusing on residential, commercial, rent-to-own, or the mortgage market? Anything involving real estate law, perhaps? Who are the real professionals of today in the real estate industry? Here’s where you’ll find out:

There Are Seven Total, and Each Represent a Major Factor in the Real Estate Industry

You just might know of one of these. Perhaps more. What’s more important is that you know about all of them, because when it comes to the real estate industry, there are plenty of facets to this real estate industry — you need to know about home renting, rent-to-own programs, mortgage trends, social media, Twitter, and even real estate technology. Here are the kings in the game for the real estate industry, starting with….real estate industry shoes

Surprisingly, Though…. We Don’t See Donald Trump on This List!

That’s obvious, though: the “Donald” is too busy campaigning for his presidential candidacy! Let him work. Till then, why don’t you learn more about these trendsetters and innovators keeping our real estate industry as healthy as possible — they’re the wizards behind the curtain like Oz. And you know there’s no place like home (remember to click the shoes).

4 Top Profile Tweets on Real Estate From @Starwise

We’re really starting to get into this Twitter language with the “at” symbols and hashtags. Thankfully, we here at the Complete Real Estate Site see the need to modify the English language a bit given the influence of Twitter on the real estate market. In particular, it seems that this one real estate guru by the catchy name of @Starwise (alias: Pierre Roustan) has a certain affection for the content we’ve delivered in the real estate market, and it shows with the amount of visibility and interest among the social media community.

In Other Words: We Apparently Know What We’re Talking About at the Complete Real Estate Site

Research, research, research. We want to constantly be in the know about the content out there, and we also wanted to backtrack and see how content’s circulating in cyberspace. So what did we do? We gathered the top four tweets regarding everything from home selling to home buying in real estate twitterreal estate. Check it out right here:

 

The Metrics Hear Show Incredible Traction on the Valuable Content

And for good reason: what you learn here is all due to social media, a vehicle for selling homes that’s unprecedented. Likewise, other platforms out there make their stamp in real estate, like Pinterest, YouTube, Facebook, and even blogging! Undoubtedly, the BBB A-rated HOPE Program utilizes it tremendously as well through their Google+ page, and even home renters and rent-to-own enthusiasts recognize that without social media, the market’s dead in the water as many scramble to even find the listings out there that are like golden nuggets. Face it: real estate benefits completely from social media….

But just in case you wished for even more of that insider’s look on a real estate industry that could change at any moment, you can rest assured: here’s where you’ll find it, right here at the Complete Real Estate Site.

The Rise of the Live Video Feed for the Real Estate Market

When you think about it, it makes perfect sense: people want to actually see the properties in real time. So why not live video feeds? Until recently this past year, two innovative apps — Periscope, and Meerkat — saw the gargantuan launch of the new technology hit cyberspace like a ton of bricks with promise, and the real estate market’s left with a new creative resource for all home buyers, home sellers, home renters and home investors alike, something that even the BBB A-rated HOPE Program would endorse fully as any learning advantage to any real estate market guru, aficionado and active player in the game, right?

But Here’s the Thing: Which App is Better for the Real Estate Market?

Tough call, especially since we’re only beginning to grasp the technology. The point of Periscope and Meerkat is the fact that social media selling homes turns more instant than it already is, as sweet as it is for the home selling industry, synchronized with cyberspace and linking with those prospects immediately.

Don’t get us wrong, though: YouTube’s still a major game player in the biz, and Facebook rules the lead generation airwaves without a problem. But when you’ve got the likes of Twitter spreading the visibility and word of open houses, showings, and all of that for the real estate market as well as Pinterest and even Instagram, let’s just make this one thing clear — it dovetails quite nicely with live video feed services like Periscope and Meerkat. A nice complement. An enhancement, if you will. Which one, however, is the better investment?

Up, Periscope, and Let’s See What We Can Seereal estate market Periscope

You can check out a basic review of the benefit that is the Twitter-owned app Periscope right here, but specifically, this is what you need to know about the app that could arguable take over the industry in a big way for the real estate market — Periscope has a ton of momentum, and a following, right now. The team behind Periscope with the fan base and the marketing they’ve launched has made the app the rage, and you can actually see that on Twitter yourself. People everywhere are talking about Periscope for the real estate market in droves.

This is largely due to the seamless integration with Twitter — and already beefed up advantage in the real estate market all by itself — with a superior default feed viewer and rebroadcast ability. The flexibility. the ease of use. You can’t beat Periscope in that manner.

real estate market meerkatMeerkat, However, Has One Advantage Periscope Doesn’t Have

As far as we can tell, Meerkat offers one feature that Periscope currently doesn’t possess: scheduling. With Meerkat, you can schedule your broadcasts before recording, gaining viewership and enhancing the word-of-mouth advertising aspect of the real estate market. This allows for planning and implementation through social media in a big way; additionally, prospective viewers will get those notifications that a live stream will occur at a [insert time/date], maximizing chances of the stream making a bit hit in the real estate market. You get the picture? Learn more about Meerkat right here.

Still, Meerkat isn’t as seamless and intuitive as Periscope, but it does the job well regardless; so it then begs the question:

What’s the Verdict? Which One Should WE Use?

Again, tough call, but we’ve got it right here — both. Test them. Experiment with them. As with anything social media — whether it’s Facebook, LinkedIn, Pinterest, WordPress and Blogger, or anything else: immerse yourself in as many social media platforms as possible, because you’ll have Meerkat users out there, and you’ll have Periscope users as well. Why not take advantage of both platforms?

This is largely due to the fact that there currently isn’t really any market leader at this point. We can venture to say that Periscope just might have the lead, but the fact is this — there’s enough share space here for both to really play a role in this real estate market. Perhaps if Periscope updates and configures its broadcast options and continues to grow, it just might overwhelm Meerkat and leave the older application behind in the dust, but only time will tell.

Until then, reap the benefits — whether you’re considering a rent-to-own home, or investing in million dollars in real estate. Start streaming today! And you’ll benefit either way.

 

Taking Advantage of Real Estate Resources Through Pinterest

Is there any doubt that social media has a hand in real estate? No. Just ask the Facebook real estate investor or home seller, right? Visibility. Lead generation. Traffic. Nothing out there does a better job than a Google+ business page, or a website like Nationwide Property Values, or the BBB A-rated HOPE Program, that’s for sure. But who would’ve guessed this little shooter of a social media platform pinning away at some of the best resources out there for real estate would ever make a statement in the real estate market? Pinterest? Really?

Yes, Really: Pinterest Taps Into a Way of Communicating Real Estate Services and Assistance Probably Better Than Any Twitter Account

Although, don’t get me wrong: Twitter does a pretty good job in marketing a home for sale. But when Pinterest real estateyou have the ease of use, the visual, and the whole “pinning” aspect, you relate it to a bulletin board chock full of listings, services, products and innovations in just about any industry, ripe for the taking, easily searchable, serviceable, and shareable all over the Internet without anyone having trouble in finding them.

Pinterest is streamlined. It’s indexed. You can find just about anything without having to scroll endlessly through listings simply tagged by a keyword or two. Sure, WordPress rules the blogosphere — and the real estate gods know quite well that a blog writer makes a great home seller! — and Facebook’s the king of lead generation, but without a doubt the sheer power of word-of-mouth advertising at its most basic and raw can’t stand up to the test of time that is Pinterest.

After all, the real estate market’s visual. It’s in our face. We need to see those homes, plain and simple. That’s the bonus of Pinterest, in that you get those ‘pins’ with a taste of what you’re looking for, easy to find, easy to send by email, or share on Facebook — and those boards with all those pins can make it easy to get a stock load of the resources to maximize everything from home selling to home investing or even home renting!

Take a look at this Pinterest board for real estate, and you won’t have any doubts. It’s pretty clear….

You Benefit If You Take Advantage of Pinterest

Whether you’re selling a home, buying a home, or renting a home, there’s no doubt (especially since it’s free to have an account, just like the rest of social media!) — Pinterest definitely can only enrich your goals when it comes to real estate. So start pinning! Who knows — someone might notice.

Finally, a Review on the HOPE Program: Long Time to Wait

The irony here at the Complete Real Estate Site is that we here haven’t even given the goods on this well-known organization known as HOPE Program, and in all honesty, that is a travesty. This is largely due to the case that the H.O.P.E. Program can largely be considered the man behind the curtain, the Wizard of Oz, if you will, of real estate assistance. So you don’t really get to hear much about what H.O.P.E. to Own does. Until now.

Why the HOPE Program Has Earned That Star-Studded “A” Rating From the BBBHOPE Program Wizard of Oz

Let’s just start with that for a moment, shall we? This is a program earning such a prestigious rating from the Better Business Bureau. Right about here, we can actually stop the writing and you can stop the reading from here and out, because that alone should be reason enough that the HOPE Program knows what they’re doing.

But you’ve got to know, wholeheartedly, this important fact: you need to know what they do as well. As usual, we’re all about knowledge here, and with an acronym like H.O.P.E. (Home Ownership is Possible with Education), the HOPE Program certainly feels the same way, as they should. Knowledge is power. And in the real estate industry, power is absolute.

The Verticals of the HOPE Program

Assistance, affiliations, referrals, and partnerships: that’s what the HOPE Program focuses on. They steer clients in the right direction, ensuring the ultimate goal — home ownership. It doesn’t matter if you’re seeking a bookkeeper or a tax preparer, or maybe you want some help with credit repair. Perhaps you’re considering something along the lines of identity theft protection, or you’re hoping to find a consultant for a rent-to-own home. The ultimate endgame is simple — home ownership.

  • Credit Repair
  • Identity Theft Protection
  • Consultancy
  • Finances
  • Home Renting Resources
  • Real Estate
  • College Education

Yes, you can even get assistance toward advancing your career through job portals like National Jobs Online, or grants and scholarships for going back to school. It’s obvious: the HOPE Program doesn’t play around. They’re in it for success for all who end up on their books, and their goal is successful home ownership for anyone interested in that very concept of success.

So Better Late Than Never, Right?

Like we said, though…. Aside from that “A” rating, the people at the HOPE Program really only care about one thing — you. And as far as we’re concerned, that’s more than just an “A” rating in our books, whether you’re a home seller, home renter, or prospective homeowner. Needless to say, when we’re done going through the steps of the HOPE Program, we’d all be chanting in unison the words “there’s no place like home, there’s no place like home.” Guess what, folks: you’re home. With HOPE.

Why the Lone Star State Texas Is Making Real Estate Waves

Cowboys are lovin’ the real estate market in this big state. Even the Chinese are digging it. But why? Recently it was posted for all to see the 20 hottest real estate markets in the U.S. for 2016, and wouldn’t you know it? Texas ranks up there with some of the best when it comes to supply and demand. People are just willing to sell their homes, and there are buyers in droves willing to shell out the money for it.

But It’s Not About Good Deals or Even a Decent Real Estate Inventory, Though….texas real estate

You’ll notice in these metrics for these four Texas towns that there’s a certain consistency, and that’s key. For a real estate market to flourish, the supply and demand has to be in sync, although you’ll notice a trend with these towns — real estate markets flourish with higher prices and shorter market durations, and home mortgages soar with zero down and decent monthly payments. Regardless, you can expect for 2016 these real estate markets to be the cream of the crop, and if you’re looking to invest in some real estate, and you like the Alamo, we’d say these are sure winners for your rawhide:

Ride ‘Em, Cowboy — Real Estate’s Wild in the Lone Star State

You read it here first, varmints. Now skedaddle. Before my trigger finger gets itchy. While you’re at skedaddlin’, though, better check out these towns real quick for a good look at Texas real estate. You just might see your new home here (or if you live in any of these areas, you just might hit pay dirt in selling!). Sign up for the latest technology in selling your home by clicking here. Looking to buy a home? Enroll right here! Interested in investing? X marks the spot!

Top 7 Google+ Posts on Rent-to-Own and Home Renting

It doesn’t take a real estate agent or guru to tell you that social media’s where it’s at when it comes to the market itself: rent-to-own and home renting. You can find a home in the middle of the Sahara Desert (hypothetically speaking, of course) as long as you have a smartphone capable of Facebook mobile and Google+! That’s no joke. Still, though, you have to actually search for those posts on rent-to-own and home renting, and here at the Complete Real Estate Site, we’re pleased to say we’ve done the research for you:

Here Are the Top Google+ Posts Regarding Rent-to-Own and Home Renting

And you can’t get more updated than this. You read it here first, people. You want the best possible renting resources when it comes to rent-to-own and home renting — everything from rent-to-own consultancy, to identity theft protection, to free rent-to-own property listings, to even credit repair? Scan below, click the links, and reap the benefits:

Overwhelming? Take your time on it. Absorb. Acquire the information. And breathe.

Google+ Has You Covered

Rent-to-own and home renting never looked this good, making it easy to locate those resources online. Follow the links! You’ve got nothing to lose. From these links, you’ll tap into the best advantages any home rent-to-own and home renting hopeful could ever wish for.

Looking for a Retirement Town? Try Bangor, Maine

Getting away from a life lived in hectic disarray with kids, jobs, 401Ks and home improvements to advance the return on investment ultimately seems like the true goal of retirement, so it’s no wonder that many would look at certain cities out there catering to that demographic. What would make for the best retirement town, though, for just a place anyone can settle down in and breathe the fresh air? Think east coast. Think way up there where time slows down to a crawl. Yes, it’s a small town (and some might think that’s tried and trite), but this particular city’s so much more.

Bangor, Maine: A Unique Retirement TownBangor retirement town

The quiet’s all good for a retirement town. Don’t get me wrong. Sometimes it can drive a person stir crazy, though, hence why fellowship and good times often will retirement that much sweeter. Bangor, Maine, brings that mentality to a retirement town in great fashion, and not just because the home prices and mortgage payment medians are so low.

You’re surrounded by nature here in Bangor, Maine. If you enjoy the cold, hot chocolate and sweaters out in a log cabin, Bangor could be the ticket of a spectacular retirement town. There’s something better to enjoy, though, when it comes to this retirement town:

Try music. Music everywhere. Bangor’s actually known for their annual 3-day American Folk Festival. The best part? It’s free. This is the true benefit for retirees looking for a spot-on retirement home all because of the fixed-incomes. You can live and enjoy life without having to shell out a lot of money.

While state taxes on pensions do exist, you’ll benefit from the lack thereof regarding social security, so this might be a pretty decent go for you. Just one thing….

You Might Want to Get Used to the Snow

Maybe you like hockey, sledding and skiing? If so, more power to you. When looking for a retirement town, if you’re in the real estate market for those sorts of things, head to Bangor, Maine. And enjoy that hot chocolate while you’re at it.

Outgrowing Your Home With No Chance for Renovation: What Can You Do?

For those families or individuals considering a move “up” in the real estate market, there’s the other option: renovation. It’s convenient, it’s creative, it offers options, and you develop a sense of accomplishment as you make a house into a home. Your home. However, sometimes situations can prevent you from ever doing anything even close to a lick of a paint can and roller on just one wall in your living room.

Why You Might Just Have to Consider a Move to a New Homerenovation real estate

Your rent-to-own home through the H.O.P.E. Program might have the option; make no mistake about that (because your landlord’s laid back, of course). Here’s the thing, though: perhaps your local ordinance won’t allow a renovation, adding new square footage. If that’s the case, what other option do you have?

Your other issue just might be all about the hassle. Think of the plastic wrap, dust, paint cans, ladders, and other non-specific “hazards” associated with a renovation, and if you’re the certain type of homeowner who doesn’t want to deal with all that — as well as shell out the costs from your valuable home equity loan — might want to consider a major move into a larger dwelling.

There’s the issue, too, of over-improving for your area. In the long run, if you’re maximizing sweat equity for your home, adding too much might be a disadvantage to you. Look at the comparables, for one thing — look around your neighborhood. You just might find that a renovation might put your home above the market, hence whenever the time’s right for you to sell and make some profit from all your investment, you could stand the chance of your home sitting there collecting dust while buyers pass you by. Might not be something you want to face!

A Renovation Might Not Be the Best Course of Action, But….

Every homeowner’s situation is different. You might be happy with your tiny Maine house. Who knows. That renovation might be the best idea, as long as your ordinance allows it. If not, though, pack up your stuff!