Why Word-of-Mouth Advertising Contributes to #CreditCounseling Credentials A #creditcounselor  b…

Why Word-of-Mouth Advertising Contributes to #CreditCounseling Credentials

A #creditcounselor  better have some word out on the street that they have the past clientele praising good work, or you might as well be dealing with a hack or someone who's just flat inexperienced. Sorry to say, but the person may not be a scammer, but will have to really dig down dirty to build the clientele list and at least get ONE good review out of word-of-mouth advertising, which is why a consumer should always ask for references.

Just one reference can be the deal maker when it comes to working with a credit counselor. You just want that one seal of approval that says another client in the past declared that the credit counselor can actually do a good job!

8 Real Questions to Ask Your Prospective Credit Counselor

Not every credit counselor out there is the same. In FACT, you might be wrong on what a credit counselor is! Here’s what you need to know.

Millennials: the Next Rage in Home Buying. What Kind of Homes, Though?

It’s hard to believe, but it’s true: millennials in our real estate demographic for home buying have already been putting their stamp in the market share, which is a good thing for the industry. We’re not going to see a real estate explosion quite yet, though, given the record low numbers of mortgage applications among millennials (and a consistent high growth for home renting) due to lack of job growth, student loan debt, and a later timeline for marriage and new families.

But It’s Coming. Some Say the Millennial Generation’s Already Here for Real Estate Home Buying

What you need to know, though, is what exactly they’ll be looking for in terms of a home…. Keep that in mind. Because of the inventory of available houses aren’t there; those millennials aching for a home to buy, well, won’t buy – which is bad for real estate business.


Here’s what millennials will want in a home (and you certainly won’t need any Gray’s Sports Almanac to figure this one out):

This is getting heavy, Doc….

We’ve Got You, However, on This Real Estate Market

Preparation. That’s what it’s all about. Whether it’s home staging or a real estate agent who can access all the available homes, RTO or not, with all the correct features millennials are going to want. Because when they buy, people sell. Home improvements, renovations, maybe even new construction – the new millennial generation may drive this focus in.

So let’s align with it. And make the real estate market ready for the future (and flying DeLoreans). Sign up for more information with the HOPE Program today!

Having Some Faith in the Home Renting Market for 2016

Rentals may be the way to go in today’s market! The housing market’s declining, it seems, and apartment expansion and home rentals are skyrocketing through the roof! Such is the state of the real estate investment market for 2016.

Baby Boomers Galore! 

The baby boomers are getting older, and the majority of them are currently downsizing due to the immediate financial and physical accommodations of home renting. With many of them already enjoying retirement, having a mortgage over their head and a home with 5 bedrooms and 3 bathrooms really isn’t necessary for them anymore. An uptown waterfront condo with a maid and someone to cut the grass is more the style of comfort that is appealing to these thriving baby boomers.

Millennials Amuck!

The young adults that should be buying homes are just not capable enough, apparently, what with the poor employment market and looming student debt climbing to ungodly heights. Millennials are more comfortable renting than adding more debt to their already strained financial situations. Renting is really the most accommodating route for young people in today’s world. Plus with most millennials still not married and without children, there is no reason for them to have a cap code on a cul-de-sac when they can enjoy a trendy loft by the local pub.

Sounds Convincing, Right?

You do, however, have to understand one thing about the real estate market, whether it’s about home selling, home buying, or home investing. It’s a fickle beast. And the appetite can change in a blink. So the important thing to remember is this — keep your eyes opened.

Don’t Panic: But Home Prices in #GrandRapidsMI Are Climbing! Hence why Grand Rapids #realestate i…

Don’t Panic: But Home Prices in #GrandRapidsMI Are Climbing!

Hence why Grand Rapids #realestate is such a hot number these days compared to the entire U.S. market, but here's the thing: not only could you act now and upgrade to buy a house and perhaps get out of surprise skyrockets in price (or wait to sell, maybe) —

But as a home flipper, better steer clear. After all, you'll find that buying a home for an increased sales price won't leave you a whole lot of room to up the value when it comes time to sell. It'll be like squeezing a wet towel that's already been wrung. You won't get a lot of 'water' out of that.

Here's the numbers for you on Grand Rapids real estate. Crunch them yourself: $171,092, average home sale in June, 2014; $181,980, average home sale in June, 2015. Prices are going up. Therefore, don't make a PROFIT. Simply make a HOME.

Grand Rapids Home Values » Blog Archive » 4 Reasons Why You Shouldn’t Flip a House in Grand Rapids, MI

Not that house flipping is necessarily a bad thing; after all, it’s a natural lucrative phenomenon in the real estate industry all over. Check out Midvale, Utah, for starters, with the real estate funding and cash loans to flip a home and make some profit while stimulating the market.

#AssistingRenters Is Your “Safe Space” for #Education Want to know why? Find out below!

#AssistingRenters Is Your "Safe Space" for #Education

Want to know why? Find out below!

Assisting Renters – Resource Site

Assisting Renters Is Your “Safe Space” for Education. All this talk about the “safe spaces” in college, student behavior, the free press, fairness among professors and college presidents certainly stains the field of education in a horrible way. Because it pollutes the idea of safety, …