How to Cover #ClosingCosts While Getting Brand-New Furniture for Your #Home You might’ve already …

How to Cover #ClosingCosts While Getting Brand-New Furniture for Your #Home

You might've already heard about the financial assistance you could get for making that down payment work, but then what about the closing costs? Oftentimes THAT'S the deal breaker for many looking to get that #mortgage  but without the #finances  necessary to make it happen.

We've got good news for you — your closing costs could ACTUALLY cost you zilch — if you know how to ask the right questions.

The thing is cash gifts can count. What I mean is that oftentimes the closing costs will apply to your actual income, but you CAN, in fact, apply additional money gifted to you by friends, family, even coworkers, without that modifying your rates.

How do you find that out? Simply ask your lender. See if the option is there. This is a great way to shop for a lender as well, because who knows: you could literally save THOUSANDS in closing costs, allowing you to buy that new furniture for your new home. Merry Christmas to you.

Real Estate Money-Saving Tips for Closing-Down Payments

Those are the two things first-time home buyers hate the most: closing costs and down payments. We have these real estate money-saving tips, though!

The post How to Cover #ClosingCosts While Getting Brand-New Furniture for Your #Home You might’ve already … appeared first on "H.O.P.E. To Own" your Own Home!.

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Buying a Ferrari With Your Home Equity Loan: a Good Thing or Bad Thing?

The option’s always there, so why not enjoy it? Because you’re a homeowner — and a reliable one at that — that home equity loan is right at your fingertips, and you have every right to use the funds to get whatever you want in terms of disposable goods and services. Believe it or not, though, there’s actually some benefit to shelling out that loan money (only to have to pay it all back) on stuff you may not really ‘need’ (like a Ferrari, for example) —

Your Interest Will Be Deducted for Your Home Equity Money

Fairly fun reason to buy that high-priced car, or boat, or maybe a brand-new beachfront summer home! All that cash you shell out would look nice on your 2-hour tax return, no doubt, and needless to say, that’s a great reward for your hard work in maintaining your mortgage payments right down to the day, every month, every year.
Pay close attention to the slight negatives, though, and it may be a big one (depending on your health)

Watch Out for Medical Bills and Other Emergencies

You’ve seen the deal regarding emergencies, especially with credit cards. The problem with getting hit hard on the unexpected front is that, lo and behold, you’re still saddled with this one home equity loan for your zero-down home from H.O.P.E. to Own that you have to pay off, thinking, “oh, man, if I only had these funds to pay for my heart surgery or Lasik!” It’s unfortunate.
Even worse, you might have that Ferrari traded in (or out of commission due to an accident you had because of your bad eyesight since you didn’t get that Lasik surgery), and you’re as healthy as a horse — and you’ll still have those equity home loan payments to make until you’re all caught up. That’s where a loan doesn’t seem so fun to have!

Just Be Prepared

That ‘free’ money matters so much, so do enjoy it — to an extent. Maybe you don’t need the Ferrari. Who knows. But just know that the home equity loan is there — for anything you want! And that, my friends, might be a good thing or bad thing as well.

#Employment  Is All About the Pieces of the Puzzle Fitting The problem is they rarely fit these d…

#Employment  Is All About the Pieces of the Puzzle Fitting

The problem is they rarely fit these days, what with the economy and competition. But #AssistingRenters  has THE dynamite resource to help you find the right job, so you can continue paying your rent and boosting your credit score. #NationalJobsOnline  #NJO.

What's NJO? Just check this out to find out.

Assisting Renters – Resource Site

Taking Job Hunting to the Next Level With National Jobs Online. Just about every home renter has been through this spiel of a process as told by every high school teacher, career counselor, and retarded uncle: you’re getting through school (and if not, investigate your college prospects now), …

So You Thought You Had to Itemize Your #Tax  #Deductions? Generally speaking, we at #ITPN  woul…: So You Thoug… http://bit.ly/1lDvBWL 

So You Thought You Had to Itemize Your bit.ly/1lDvBWL

The post So You Thought You Had to Itemize Your #Tax  #Deductions? Generally speaking, we at #ITPN  woul…: So You Thoug… http://bit.ly/1lDvBWL  appeared first on NATIONWIDE PROPERTY VALUES.

The post So You Thought You Had to Itemize Your #Tax  #Deductions? Generally speaking, we at #ITPN  woul…: So You Thoug… http://bit.ly/1lDvBWL  appeared first on Your Rent-to-Own Consultants.

Here Are the Down Payment Averages for #Mississippi This state takes the proverbial #realestate …

Here Are the Down Payment Averages for #Mississippi

This state takes the proverbial #realestate  taco when it comes to low home prices and down payments, currently. In the nation, if you wanted a sure thing as far as a decent #mortgage payment, sale price, AND standard down payment, you can't mess or miss with Mississippi.

The state currently has the record with a percentage of 14.88%. That's just $24,991.21 of the home price. Not too bad.

What Kind of Mortgage Down Payment Are You Looking For? It Might Depend on the State You’re In!

They’re called mortgage trends, friends. Do the research here. Of course, we’re noticing that there’s one major trend going on in the real estate market, and that’s the higher down payment, but perhaps you might want to stick…

#Personal #Finances Done the Right Way #ITPN Believe it or not, but the Income Tax Planning Netwo…

#Personal #Finances Done the Right Way #ITPN

Believe it or not, but the Income Tax Planning Network doesn't just deal with the taxes, although we're slowly creeping up to the next year where your taxes are going to be a big agenda on your table.

ITPN's also about the personal finances. Budgeting. Financial planning. And we have the collaboration, the low cost, the customer service, and all the assistance you can ask for, plus one BIG BENEFIT you'll have to SEE to BELIEVE!

Interested? Click below to get started — and let's get your finances in order (and receive some benefits back in the process)!

B e c o m e a n I n c o m e T a x P …

There are 350 million citizens in the US. Do you know how many of them have to file taxes? ALL 350 MILLION! Would you like to get paid for EVERY person that signs up to have us prepare their taxes? Become an affiliate of The Income Tax Planning Network, and we will pay you $40 for every member …

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Crazy Presidential #Pardons: #Tax  Fraud and Evasion We at #ITPN don’t deny that President Clint…

Crazy Presidential #Pardons: #Tax  Fraud and Evasion

We at #ITPN don't deny that President Clinton back in the day was a bit of a sneaky. He was like a game show host. But did you know that this was a man who pardoned one Marc Rich, a man indicted back in 1983 for 51 counts — count 'em, 51 COUNTS — of tax fraud and evasion?

We'll break it down a bit more: the man apparently evaded on $48MM in taxes, living in Switzerland as a fugitive. Clinton, of course, executed the pardon, and Rich enjoyed his riches freely.

Not many know that Rich's ex-wife made some pretty big contributions and donations to the Clinton Presidential Library. Perhaps it was just a coincidence.

5 Weird Presidential Pardons for Your Thanksgiving Turkey – “H.O.P.E. To Own” your Own Home!”H.O.P.E. To Own” your Own Home!

It’s odd when you see one President Obama ‘pardon’ a Thanksgiving turkey by the name of Honest Abe — but at the very least, it’s a welcome and much more pleasant sight we get to see other than the other “Turkey” shooting down a Russian jet, trouble with ISIS, and the politics of a Donald Trump, …

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