Considering the fact that the marriage failed in a home with bad memories often contributes to the decision for both soon-to-be ex-spouses…
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Don’t get us wrong, though: the USDA mortgage is quite the secret in the real estate market. Just check this article out for yourself. If there was a way for someone to get a home loan approval fast and easy, it would be the USDA. But there are certain guidelines to keep in mind.
Keep an Eye on Your Income and Your Debt
It’s called the debt-to-income ratio. How much debt do you have? Is it ruining your credit? Do you need Lexington Law
or Independent Credit Solutions
to help you through those muddy waters? Good. Do it. But bear in mind that if the debt, plus the mortgage amount, just happens to be over 31% of your actual monthly income, the specific loan might be a no for you.
The VA program, another mortgage program out there, sticks to the similar rule: 41% is their measuring stick. Jumbo mortgage loans, the conventional ones, however, tend to stick to lower ratios overall given the assumption that when you take out a home loan, you’re entrusted to pay it every month despite whatever debt you already have.
And That’s What the Mortgage Guideline Is For:
It’s to protect you from buying a home that might be too expensive. When debt continues to drown you out, foreclosure commences. That’s something this real estate market won’t want given the growth we’re seeing in down payment averages
and home prices
It sort of makes sense when you think about: the testament of technology does hold hands with social media, but what happens when you put together real estate technology super-powered by social media? You get a money generator that’ll only skyrocket a real estate market already growing as we speak. And how do we know that? Take […]
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Contrary to what many may think, it just so happens that there are some home mortgage programs out there that’ll except a bad credit stain or two. If you haven’t signed up with Independent Credit Solutions or Lexington Law, you might still have a chance in getting a home loan approval provided you know what your […]
The post The ONLY Way to Qualify for a Home Mortgage With Bad Credit appeared first on NATIONWIDE PROPERTY VALUES.
Ah, yes — the USDA mortgage, a term some real estate moguls tend to glance over as a supposed myth in the real estate industry without any real opportunity for prospective homeowners, largely because many agents look for the “good” deals, nail them, and move on. But contrary to what many believe, the USDA mortgage loan is the market’s “best kept secret,” often pursued by military vets and misconstrued due to the simple fact that this is a loan offered by…. the U.S. Department of Agriculture? Yes. You got it.
That’s Actually a Big Reason Why the USDA Mortgage Is Often Overlooked
But it shouldn’t be. Getting that mortgage with zero down would be a piece of cake even with the growing home prices all over the nation. Home sellers far and wide would roll in dough faster than they can bake their cakes when USDA mortgage approvals rise up in the heat of the budding real estate market, with the slight catches everyone should know.
Because, yes, this is a weird truth of the matter, the USDA mortgage coming from the nation’s Department of Agriculture, of all organizations. And you still have to qualify for it, obviously; but once you’re qualified, just know you’re in for a true triumph with benefits unheard of in this mortgage industry, even with the trends we’re seeing today.
Once You Do, We’ll Make It Simple: Pursue This!
Simply sign up for H.O.P.E. and ask about the USDA mortgage program. It could be your “in” ticket to become a homeowner. And that’s grade A, premium cut, no doubt.
The answer could very well be yes — for obvious tax reasons. Now we’re not saying, though, that taxes will benefit the buyer in this case. Rather, this will be a mutual benefit in selling the home during a divorce, and here’s why: Being Free and Clear of the Obligations The situation has to fit; we’ll say that […]
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It’s no secret that real estate marketing and advertising will cost a pretty penny, and although the industry right now’s making many waves of growth, what with foreign investors crawling out of the woodwork and surging home prices clear across the board, you’re still going to want to maximize as much of those tax deductions as possible to keep your head above water —
Because You Are a Professional, Running Your Own Real Estate Business
You’ve got expenses. Cost. Time. And there’s no downtime as far as the costs go when you’re facing what goes out versus what comes in. Real estate investing and selling aren’t for the timid, especially with rent-to-own. But keeping this cheat sheet in mind will certainly help your taxes whenever you make it a point to contact ITPN to get that 2-hour tax refund going! Here’s the list:
- Brochures & Flyers
- Business Cards
- Copy Editor Fees
- Direct Mail Costs
- Email & Newsletter Marketing
- Graphic Designer Expenses
- Paid Internet Advertisement
- Leads & Mailing Lists
- Networking Event Expenditures
- Post Cards
- Print Advertisements
- Promotional Materials
- Radio Ad Time
- Signage & Banners
- Television Commercials
- Web Design, Hosting & Domain Costs
And that’s just one vertical of your business you have to focus on! There’s so much more as far as a comprehensive tax write-off guide for real estate agents. Click here to learn more.
Make It a Point to Review All Your Costs in Marketing to Get All Your Tax Deductions
We’re sure it blows you away, actually. Who knew that you could write off a television commercial? You most definitely can. Just register with the Income Tax Planning Network right now and get these deductions written off on your refund. Strike now that the iron’s hot and take advantage of this budding real estate market, whether you’re from the East Coast, West Coast, or the Midwest. Because your real estate business is your baby!
First off, it’s quite astonishing on this news alert that we should be aware of, given the fact that the Federal Reserve hasn’t upped the interest rate in nine straight years…. Until now. And to make it even more interesting, the Federal Reserve plans on increasing that rate four more times in the future. What does […]
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It’s a fact that we’re a visual species. The most information approaches us by what we see, first and foremost. Even as we read information, we’re seeing that information and understanding it, which is why Pinterest and other social media platforms make such a major impact on many industries as far as marketing and advertising goes. But what about real estate? Can Pinterest make an impact there? The answer is YES after taking a good look at these real estate Pinterest profiles and boards.
The Key Is Convenience and Availability for These Real Estate Pinterest Profiles
Think of open houses, for example: we can see the rooms in real time. That defines how houses are sold, bought and owned when you think about it. So great profiles and boards for the real estate Pinterest mentality will have not only great information and some word-of-mouth advertising to go with it, but imagery. And Google+ can certainly agree with that, listing the exact same profiles right here!
Agents will do well to take advantage of Pinterest, but if you’re interested in working with a professional in the business, it’s a fair shake that you’ll get some great information, know-how and direction from these top 6 real estate Pinterest profiles and boards of 2016:
- Bill Gassett — Understand that this guy knows viral when it comes to real estate Pinterest strategy. As a RE/MAX in New England, you won’t be short of info for the Metrowest Massachusetts region with this comprehensive Pinterest profile.
- Pierre Roustan — Don’t let this literary genius fool you, what with the countless boards he already has. He’s got great content knowledge and an insider’s look to the real estate industry in terms of organizations, offers and assistance for anyone looking to buy a home, rent a home, sell a home, or invest. Just check out his specific real estate Pinterest board right here.
- Stephanie L. Davis — There’s a reason this lady’s known as a real estate linchpin. With a flair for humor and a professional branding eye, you get to view the real estate industry with a sense of a smile and a pinch of newsworthy content to boot with this particular real estate Pinterest board.
- Marci James — You might be into home design, construction and innovation from that portion of the real estate industry. And if that’s the case, this Colorado native’s board right here just might do the trick for you.
- Lisa Archer — Simple and to the point…. Let’s just say this real estate Pinterest fanatic will have you saying “LiveLove” everything over and over again.
- Laura Monroe — Okay, so there’s not much else to say when you know that this is the social media director for Inman News. Case closed.
Right Here, You Have All the Real Estate Info You Could Ever Possibly Need
Well, besides The Complete Real Estate Site, of course. Check these professionals out, and any offer you find, such as this one right here — it’s a safe bet that you’ll be on the right track in terms of assistance. Whether you’re buying, selling, renting or investing!