Ever come across a gem in a desert before? Not many times. Of course, us metropolitan dwellers don’t see many grains of sand with what we do, but just in case we’re trying to find a way to rebuild our credit while trying to land a mortgage for a new home, sometimes the time and effort can drown us in the dry heat of our very own metaphorical desert! We’d very much like the convenience of doing both — credit repair and lender/mortgage approval, so to speak. Only in a mirage could that happen, right?
Wrong. Enter the Ultimate Rent to Own Home Program.
Ever heard of a rent-to-own home? Well, most definitely a certain well-known property values site has, but that’s just the start of it…. It’s that wonderful, flexible and convenient method of getting the home you want, building your credit through multiple avenues — including your rent payments on your credit report — and then buying the property later down the road for potentially zero down and a low monthly mortgage payment, something this Ultimate Rent to Own Home Program apparently does very well.
The big problem, though, was that desert. Rent-to-own homes are those gems in the wasteland. They’re hard to find. Finding a lender who’ll have a good list of rent-to-own homes is just as hard. However, thanks to the Ultimate Rent to Own Home Program, the endeavor’s simplified to great effect, keying you into resources necessary not only to find that perfect rent-to-own home, but to obtain legal assistance, credit repair, and a bunch of other great advantages every home renter/soon-to-be homeowner could grab hold of. Even access to resources regarding home improvement is available!
Give the Program a Shot, and That’s Why You’re Getting the Scoop Here
The best part about the real estate market is that it’s all about guidance and assistance, as this rent-to-own review site states (not coincidentally listing the Ultimate Rent to Own Home Program, I might add!). The Complete Real Estate Site is all about that: guidance and assistance. Home ownership is the ultimate goal — not just for the individual, but for the industry itself. The Ultimate Rent to Own Home Program is a vital portion of that goal, so I wouldn’t hesitate to enroll and see for yourself just how easy it is to find that ideal dwelling you can call…. Home.
It’s a jungle out there! Seriously! Let’s say you’ve lived the dorm life in college, and you’ve had a taste of being out there on your own. You’re ready for the big time now: it’s called “renting a home.” This means you have an actual dwelling, complete with prospects for roof leaks, fridge breakdowns, theft, vandalism, rent payments, black mold, and so many other problems, too many to count, and guess what: you’re responsible for all of it! It’s a big deal. Being in a dorm room is one thing; renting an apartment or home is a totally different ballgame, hence we have these rental tips for you to focus on.
Are You Ready to Rent? Check Out These Rental Tips:
Rental tips are like quartzite nuggets for the drifter looking for some direction in life. After all, you’re just fresh out of college — or perhaps looking to upgrade from studio to 2-bedroom, to 3-bedroom, to 4-bedroom — and you need to make sure you’re on the right track. Treat this checklist like the bible of rental tips. This will be your rental real estate religion:
- Do Your Research — There are a lot of houses out there, so be sure to treat this like a real estate shopping excursion. Out of all the rental tips out there, this may be the most fun. But it’s a must.
- Researching Landlords — Know what you’re getting into. Lots and lots of paperwork. Make no mistake: there’s a lot of real estate legwork here, like standing in line for a really long time as you get all your information ready.
- Think About Hiring a Real Estate Attorney — After all, having that legal representation will ensure your rights are protected under contract law.
- Be Sure You Know Who Handles Repairs — Is it going to be you? Or the landlord? Who decides? Here’s how.
- Communication Is Key — There’s no need to be afraid of your landlord, just so you know. The landlord’s human. And when it comes to questions about the property, you can ask that landlord whatever you want!
- Get Insured. Now. — Even as a renter, you have properties and valuables belonging to you even though you reside in real estate that doesn’t. Protect your stuff.
- Home Improvements and Updates? — There’s a question mark there, because as a renter, you might not be able to make any improvements at all, at least without the approval of the landlord. Better check on this….
- Beware (or Not Beware) the Eviction Notice — That slip taped to your door might not necessarily be as foreboding as you think if you follow this one rental tip. Just remember: it’s called a notice. Not a threat.
There you have it: eight rental tips. But be sure to follow the links to get more background on them. Trade secrets. Killer knowledge.
You’ll be an Expert at Renting Very Soon
Rental tips like these will ensure that no matter what situation, wherever you live, your opportunity at a rent-to-own home or apartment won’t ever go sour as long as you always follow protocol, the necessary steps, legal guidelines, and advice to ensure that you not only cover your own bases, but provide the best possible dwelling for you or your family. Don’t get lax — there might be a quiz later!
You know that timeless show “Clueless” with Alicia Silverstone? It paved the way for mallrats, Paul Blarts, segways, mannequins, food courts, and lots and lots of bubblegum, but who would’ve thought that there was even a shred of knowledge lending to the art of house hunting? Or in this case, renting? (For all intents and purposes, this even applies to home mortgage help with H.O.P.E. to Own!)
Like, Seriously, Shop Around Your Neighborhood for the Best Properties
You can’t beat this particular strategy out of all rental tips available. Not only do you get in on the trends for real estate in your neighborhood — everything from what’s selling, to what prices have dropped, to location, to safety issues — but you also get to research any specific laws in your area just to make sure you’re kosher (and the landlord would be kosher as well).
Perhaps a side street in the neighborhood doesn’t have any speed bumps, making it a hazard for little children. Or your particular apartment or rent-to-own home happens to be close to downtown Grand Rapids, Michigan, for ArtPrize. Consider easements, too. Municipal codes for parks and playgrounds. These are all relevant issues to consider when shopping around your neighborhood for rental prospects. As if….
This is especially true regarding apartment complexes. Feel free to peruse — like you’re shopping at the local Gap store for a new pair of khakis. You want to make sure the units (pants) are top notch and maintained regularly, complete with amenities. Visit the clubhouse. Maybe there’s an in-ground pool available as well. Is it maintained well? Consider that, for sure. Focus on your priorities. This is smart searching and buying (renting, actually), because you certainly don’t want to get stuck in a lease with a unit that makes your life miserable.
Who Knew Renting Would Be so Competitive?
Like we may be seeing soon with March Madness, competition will get wicked. Take advantage of that and shop smart. Selective. Particular. But in order to do that, you’ve got to follow this rental tip and SIGN UP RIGHT HERE TO REGISTER AND BUY YOUR FIRST HOME!
Think about how this might be relevant to you. You’re dealing with a landlord, for crying out loud! Ask a room full of fifty home renters if they ever had just one problem with their landlord, and chances are at least 50% of them will raise their hands. Maybe this is why homeowners sleep a lot after having coped with rentals in the past….
Seriously, Though — You Need That Real Estate Attorney on Your Side
It goes without saying that the lease, essentially a real estate contract, will have specific lingo that you might want a specialist — a real estate attorney — to basically translate for you. Know the fine print. Understand the terms of your security deposit — and especially if its kosher legally, yet another reason why it’s smart to have a real estate attorney look it over.
Because this is basically contractual law, you have to stipulate that you get everything in writing. If you don’t, legally that landlord can do whatever he or she wants regardless of what the real estate attorney can do for you. Therefore, take note: if a landlord promises something to you (and every real estate attorney will tell you this) get it in writing. Period.
It’s important to discuss matters with your real estate attorney in the event that your privacy’s violated. Case in point: if the landlord or maintenance staff enters your rental beyond what’s stated in your rental agreement stipulating guidelines, you can safely say that it’s a sure bet your privacy rights have been infringed upon. Discuss that with your real estate attorney immediately. You then just might have a case in court for compensation.
Every Tenant Has Rights
It’s common to say that the landlord’s the ‘boss.’ That’s not true. In many ways, the tenant’s more of the boss. In truth, though, both the landlord and tenant are partners in agreement to maintain a business relationship. You pay rent; the landlord maintains the property for you. Plain and simple. Out of all rental tips, this has to be the simplest.
Just to ensure the relationship’s maintained well, you never know: that real estate attorney just might come in handy! For more answers to your questions, though, FEEL FREE TO CONTACT THE H.O.P.E. PROGRAM RIGHT NOW about rent-to-own homes in your area.
This can be as confusing as the Edward Nygma with the riddles, and if I were Batman, I’d get some ground rules down on what guidelines to follow in spite of the many situations you could be involved in with a landlord, property management company, or apartment complex. Get some rental tips together and make sure you’re prepared — because Batman’s always prepared.
How a Superhero Would Get a Faucet Fixed
Basic rule of thumb: your landlord has one expectation to fulfill: a habitable environment for the tenant (in this case Batman, who has a bat cave with minimal plumbing, it seems). A habitable environment is defined specifically as a dwelling providing adequate heat, water and electricity. It has to be safe. So in the case of a leaky faucet, you then ask the ultimate question: will the tenant or landlord fix the problem? Good question….
Batman would just do it on his own, but here’s the thing: by law, landlords are required to repair or replace items that have been damaged through normal wear and tear. That simply means if the faucet started leaking over time, chances are the question of tenant or landlord is answered by the latter. If the tenant broke the faucet, however — tenant or landlord? You guessed it: tenant.
The Question of Tenant or Landlord Not Entirely Black or White
You can tell automatically that the question of tenant or landlord isn’t necessarily an easy question to answer, because any situation regardless of real estate trends for 2015 — debatable even in a court of law — can have differing viewpoints. Perspectives. Opinions. It can get pretty confusing.
This is why, in fact, it’s important that you have this all set up, written out, and agreed upon immediately even before you sign a lease. That way whenever anyone asks the question of tenant or landlord as far as repair and replacement are concerned, the answer’s pretty easy — as easy as Batman beating the pulp out of the Joker.
It’s sad that everyone thinks of a landlord as that cybernetic killer, preying on the innocent and taking your money. Your landlord is not the Terminator, people. Arnold Schwarzenegger would retch at the thought. In truth, your landlord’s probably one of the most harmless mammals known to man, and if you really get to know your landlord well, that mammal might actually be adorable! (Not really)
The Unfortunate Stigma of Your Landlord
This does contribute to the negative connotation simply because we don’t like to address concerns with landlords. Your landlord just might evict you — shudder at the thought! Bear this in mind, please: if it wasn’t for you, the tenant, your landlord wouldn’t have a shred of revenue come in! Your landlord needs you.
Additionally, by law, your landlord has a responsibility to you — to the well-being of the dwelling as far as maintenance and safety are concerned — which means his or her first priority is to ensure that all your needs are met. Rental tips for the up-and-coming home renter never saw this coming as positive as it is: you can talk to your landlord about your problems, and he or she will address them immediately.
Just be upfront and honest. If you’re having trouble paying this month’s rent, bring it up immediately. Don’t hide. Don’t give your landlord a reason to start banging on your door.
If you’re getting really sick of hearing that faucet drip, be honest: let your landlord know. It’s his/her job to get it fixed. By law, it’s a requirement.
Communication Is the Key to Success as a First-Time Renter
I’d venture to say that your landlord probably appreciates it. Honesty, openness, laid-back. The reverse is the same for landlords far and wide. They won’t normal tenants on their books, people. Not crazy people. So when they’re facing the decision of signing a rental agreement for a rent-to-own home with the H.O.P.E. Program and a particular tenant, it’s clear that the decision has to be a sound one.
You ensure your landlord’s confidence in the best way — by always being a tremendous communicator. Even during Judgment Day.
You may heard of renters insurance but wonder why on God’s green Earth would you ever need it. Who knows — you may not need it at all. After all, you technically don’t own anything in the home except for your typical belongings: perhaps a TV, some clothes, a phone, and maybe a few other things. It’s not like you can’t have any policies already for such things, but believe me — renters insurance is a real thing for tenants, and not only can it be a smart option for you (if you have high-priced items in your place, such as a laptop or computer), but your lease might actually require that you obtain it.
You Would Then Need to Consult With an Insurance Company About Renters Insurance
See what your options are. In the end, you’ll be thanking the fates for the decision you made, perhaps surviving a very nasty fire in your rent-to-own home from H.O.P.E. to Own, and having all your personal belongings reimbursed — all because you were smart enough to take out a policy for renters insurance!
It’s particularly imperative that you do consider renters insurance, because your landlord’s policy won’t cover any of those damages. The only damages he or she would be covered on would be any of the included appliances and the structure itself. Basic rule of thumb: if you bring it into the home or apartment, chances are your landlord’s insurance policy won’t cover it at all.
Protect Your Own Property
And it’s affordable, just so you know. So out of all the rental tips you get to apply, this one won’t cost you a fortune. You can expect perhaps approximately $350 annually, covering a total of $50K in reimbursements for your stuff. That’s a pretty good deal in my opinion. Take advantage of it.
This rule you’ll read about out of all the rental tips you’ll pick up does happen to be very particular. By particular, I mean involving a landlord who will immediately throw a temper tantrum over the fact that you, the tenant, thought it would be a good idea to have your daughter paint a flower on the beautiful white drywall! Be careful here. Even if you’re in a rent-to-own home from the H.O.P.E. Program, you’re limited on what you can do as far as renovations and improvements are concerned (at least until you sign off on a lease and own the home with a mortgage).
Think About It: You Don’t Actually Own That Rent-to-Own Home (Yet)
Therefore, by law, you can’t make any improvements on your rent-to-own home. No painting. No additions. No installed shelving. In many cases, you may not even be able to purchase pets, or even fish. Who knows. In general, if the landlord’s in charge of repairs of everything from the furnace to the gutters on the roof, legally and fairly, you must not change anything as far as the structure and makeup of the dwelling.
Let’s back up, though, for a moment…. Remember: your landlord’s not a mindless terminator out to get your money. Rather, chances are you might even see that your rent-to-own home lease agreement doesn’t even say anything about improvements at all, meaning legally — since it’s not in the writing — you can probably paint a room or two.
Here’s the basic rule of thumb, though: ask. Always bring it up with your landlord first. Get the approval in writing — as a real estate attorney would, yet again, advise — and you’ve definitively covered all your bases.
You Live in It, Not Own It
That’s the basic truth about renting, rent-to-own homes, and tenancy. It’s a trade-off. Just know, though, that you might get lucky: you might get a landlord who’ll let you paint the living room hot pink! You won’t know unless you ask, and that’s why this is quite the premier tip as far as rental homes are concerned.
I’m sure Shakespeare may have gotten an eviction notice or two in his time, as he wasn’t exactly the upscale aristocrat of his age. Who knows — maybe he did all right on the rental front! You never know. One thing’s for sure, though…. that eviction notice isn’t the be-all and end-all of your dwelling needs, nor should you freak out so much about it.
The “Good News” About the Eviction Notice
It’s not like you’ll have to pull all your stuff out immediately — like in the next day. An eviction notice is exactly that: a notice, notifying you that in time you may have to vacate the property due to violation of the lease agreement. No harm, no foul — because you’ll have plenty of time to find another rent-to-own home from the H.O.P.E. Program without any stress.
Bear in mind this important fact: if you’ve violated those lease terms, you should not even consider fighting that eviction notice in a court of law. Please don’t. The law won’t be on your side. You can, however, approach your landlord and discuss the issue before it even gets to be official with the courts, and even then, the landlord can seek to drop all action completely — if you appease him or her sufficiently.
So I repeat: that eviction notice isn’t etched in stone. You can change what happens about that eviction notice. Just do it the right way.
The “Bad News” About the Eviction Notice
Be in the know about this as well — because, as much as it does make it difficult, even if you, the tenant, are in the right about combating the eviction notice, and you file a lawsuit, it might not be the best course of action. Sure, you may win against your landlord, and that’s fine and dandy. But think about it….
You still have to deal with that landlord — who will probably hate your guts. No tenant with the best rental tips on hand would want to have to live in a rent-to-own home with a grumpy landlord. Don’t even ask what the consequence would be if you lose your lawsuit….