Haunted Real Estate: Just Check the Plumbing http://bit.ly/1WB5oWi
Think about your taxes for a moment. When you get divorced, what are you supposed to do with those rental properties? Find out right here.
Baby Boomers Galore!
Sounds Convincing, Right?
It’s hard to believe, but it’s true: millennials in our real estate demographic for home buying have already been putting their stamp in the market share, which is a good thing for the industry. We’re not going to see a real estate explosion quite yet, though, given the record low numbers of mortgage applications among millennials (and a consistent high growth for home renting) due to lack of job growth, student loan debt, and a later timeline for marriage and new families.
But It’s Coming. Some Say the Millennial Generation’s Already Here for Real Estate Home Buying
What you need to know, though, is what exactly they’ll be looking for in terms of a home…. Keep that in mind. Because of the inventory of available houses aren’t there; those millennials aching for a home to buy, well, won’t buy – which is bad for real estate business.
Here’s what millennials will want in a home (and you certainly won’t need any Gray’s Sports Almanac to figure this one out):
- They’ll Want to Focus on LESS – Less, as in less ‘possessions’. What does that mean, exactly? Find out right here.
- They’ll Want a “Hip” Community – But why? Why does it matter if the neighborhood’s all about fun and games for everyone? Here’s why.
- Convenient Commute – Cars? No. Find out why millennials these days really don’t care about getting that auto loan for a hot sedan.
- Rent-to-Own – Aside from the fact this demographic for RTO homes has already imploded on the market, here’s the big reason why millennials love the idea of flex rental options like this.
- “Can You Hear Me Now? Good!” – Think about it. We’re in the day and age where cell phone reception is the millennial lifeblood. What does that have to do with a home, though?
- Eating on the Go – These are the home buyers without families, for one thing. So what’s the one thing they won’t be looking for in a home that should hit you on the head the most?
- A Home Business Space – Again, it’s about convenience, and here’s why millennials would love this idea.
- “Pet-Friendly” Environments – Did you know millennials are very much into pets these days? This is why you need to have an inventory that provides this type of amenity for that demographic.
- “Turn-key” Maintenance? – You heard right. In other words, those millennials want homes that are REALLY updated in terms of all utilities and appliances. Here’s why.
- Party Spaces – You wouldn’t need to be a rocket scientist to know that those millennials would love to entertain guests. But they’ll need this feature in a home to do it.
This is getting heavy, Doc….
We’ve Got You, However, on This Real Estate Market
Preparation. That’s what it’s all about. Whether it’s home staging or a real estate agent who can access all the available homes, RTO or not, with all the correct features millennials are going to want. Because when they buy, people sell. Home improvements, renovations, maybe even new construction – the new millennial generation may drive this focus in.
So let’s align with it. And make the real estate market ready for the future (and flying DeLoreans). Sign up for more information with the HOPE Program today!
Want to know why? Find out below!
Assisting Renters Is Your “Safe Space” for Education. All this talk about the “safe spaces” in college, student behavior, the free press, fairness among professors and college presidents certainly stains the field of education in a horrible way. Because it pollutes the idea of safety, …
Don’t Panic: But Home Prices in #GrandRapidsMI Are Climbing!
Hence why Grand Rapids #realestate is such a hot number these days compared to the entire U.S. market, but here's the thing: not only could you act now and upgrade to buy a house and perhaps get out of surprise skyrockets in price (or wait to sell, maybe) —
But as a home flipper, better steer clear. After all, you'll find that buying a home for an increased sales price won't leave you a whole lot of room to up the value when it comes time to sell. It'll be like squeezing a wet towel that's already been wrung. You won't get a lot of 'water' out of that.
Here's the numbers for you on Grand Rapids real estate. Crunch them yourself: $171,092, average home sale in June, 2014; $181,980, average home sale in June, 2015. Prices are going up. Therefore, don't make a PROFIT. Simply make a HOME.
Not that house flipping is necessarily a bad thing; after all, it’s a natural lucrative phenomenon in the real estate industry all over. Check out Midvale, Utah, for starters, with the real estate funding and cash loans to flip a home and make some profit while stimulating the market.
Truthfully, we hate labels. And titles. And name placements. Political correctness: it’s a fickle beast, especially when talking about something as touchy as credit repair. But no worries — we’re not going to sugar-coat or bounce around the topic like some organizations or professionals out there, and we’ll tell it like it is. It’s very simple: when talking to a credit counselor, you have to ask specific questions just to be sure you’re talking to a real credit counselor for the right reasons. Why? Just remember this important fact: credit repair walks a fine legal line. You want to make sure you stay within it.
Here Are Eight Real Questions You Absolutely Must Ask a Credit Counselor — Just to Be Sure You’re Dealing With the Real McCoy
There are a lot of credit repair scammers out there, in other words. Many will label themselves as a credit counselor, but that’s not what they do. As a consumer, you have a right to know what you’re dealing with before potentially getting yourself in hot water, so ask the potential credit counselor you’re consulting with, and interviewing, these specific questions:
- Can You Approve My Bankruptcy Filing? — What we mean by that are the legal requirements to filing for bankruptcy. The credit counselor you’re talking to has to have the certified approval to sign off on the legally mandated requirement to seek credit counseling before filing for bankruptcy. So make it a point to ask this question immediately.
- Are You a “Debt Counselor” or a “Credit Counselor”? — Like we said, we hate the labels. They may sound so similar; but in truth, they’re very different. You ask this question just to be sure you are dealing with a real-life credit counselor. What are the differences? Find out right here.
- Are You a 501(c)(3) Organization and Can You Prove It? — Now you’re getting tough with the prospective credit counselor, and you should. Grill that credit counselor to the bone with this one. Why? Why does it matter that the credit counselor’s a 501(c)(3)? Here’s why.
- Are You Accredited? — Almost seems like a no-brainer of a question, but would you like to know exactly what kind of accreditation you should be hearing from a credit counselor? Read about it right here.
- Are You Professionally Trained? — Remember this important fact: you are interviewing the credit counselor. So you’ll make that professional sweat. Ask them the tough questions. Knowing the ins and outs of credit repair and restoration is one thing — being completely certified is a whole ‘nother ballgame entirely.
- Do You Have Any References? — Honestly, a true credit counselor would, and should, lick his or her own lips at this question, frothing at the mouth at the opportunity to show off the praise and positive reviews from prior clients. So go ahead and ask. Specifically, there’s one other big reason why a credit counselor would love to offer up references….
- Can You Guarantee Success? — AHA! Another ‘trick’ question here. The fact is no credit counselor in the galaxy — nay, the universe — can guarantee anything. Here’s why.
- And, of Course, How Much Do You COST? — Shop around and you’ll find the fees jumping left and right. Obviously, go with the most beneficial solution for the consumer to a certain extent, and you’ll learn why right here.
Just Remember, Though: They’re Not Doing the Credit Repair Work For You….
Rather, they’re pointing you in the direction of what you need to do and maybe even assisting in the legal process. There’s value in that, something not only we at ICS do, but other reputable agencies and organizations like ITPN would do on a regular basis, so it does exist.
You just need to make sure you’re actually talking to a real deal, and not a real poser in the business. You accomplish that, of course, by asking these questions. Because, after all, this is your credit report we’re talking about! And your credit score is the difference between getting that job, or landing the home mortgage, or securing an auto loan.
Make sure you’re talking with a real professional.
The post 8 Real Questions to Ask Your Prospective Credit Counselor appeared first on Independent Credit Solutions.
The post 8 Real Questions to Ask Your Prospective Credit Counselor appeared first on Your Rent-to-Own Consultants.
Diamonds. We love them. Ladies love them. Rent-to-own consultants and gurus love them, too. They’re sparkly. They’re pricey. That’s part of the allure, though, of the diamond, whether it’s a round cut, princess or marquise. However, as fun and trendy as it is for a lovely lady to receive such a radiant treasure, one thing’s for sure — if you just don’t have the funds to buy, you’re out of luck. More importantly, if you don’t find the right jewel for the money, you’re up a creek.
Rent-to-Own Homes Are Just Like That: They’re Those Pricey Jewels We Want so Badly But Can’t Have
In the real estate market, we look for the best deals. These days, it seems, rent-to-own homes are among those best deals, but they’re often difficult to find, hard to negotiate over, and a challenge to traverse through the legal channels of making sure you’re in compliance with an industry already littered with pitfalls. This is why oftentimes real estate agents don’t care too much for the rent-to-own home, because such a contract only involves the landlord/homeowner and the tenant/home buyer. Nobody else. No lawyers (although they can be included, obviously for a hefty retaining fee), no agents, no nothing.
This Is Where Rent-to-Own Consultants Come In
Rent-to-Own Consultants has changed the real estate landscape to a certain degree: they’re the middle man. The advocate. The diamond cutter. With them, they can resolve any need for legal representation, gain access to any list of rent-to-own homes, and even offer affiliate services for anything like credit repair or identity theft protection. They are what they say they are: consultants. And their fee isn’t as pricey as any of those diamonds you’ll find at Jared.
Aside from this review from RTOR, you can even check out Nationwide Property Value’s take on them as well as Assisting Renters’ viewpoint and know the truth: the Rent-to-Own Consultants bring the goods as an affiliate of the BBB A-rated H.O.P.E. Program — in any shape, cut or shine you could ever want in a rent-to-own home.
It really shouldn't be a hassle to get #creditrepair going the right way, although many go about it the WRONG way. Let #ICS show you how to get it done right at a minimal cost and investment. Trust us: it's worth it!
It’s fun to repair one’s credit score! Then there’s the clean-up. It can be extensive, but then your credit score’s ready for another shindig!