Here Are the Down Payment Averages for #NewYork
The undisputed king of #realestate , at least from a certain perspective. With California close on its heels, there's no doubt we're seeing a wave of real estate growth, and it shows in buyer competition. More and more people are offering larger down payments on homes to ensure they get their offer accepted.
So what if you're living in New York? Just how much should you expect to fork over EVEN before making a single mortgage payment?
Try $86,838.03. That's just over 20% of the offered selling price. At least it's not as hefty as Washington D.C.!
They’re called mortgage trends, friends. Do the research here. Of course, we’re noticing that there’s one major trend going on in the real estate market, and that’s the higher down payment, but perhaps you might want to stick…
#IDTheft: This Message Will Self-Destruct in Ten Seconds
Yes, in real life as well as the silver screen with exploding trains, scaling windows, bombs, fight scenes, and motorcycle chase sequences can identity theft occur in the worst way, and when a Wichita, KS, man decided to go into a police station and report as an "undercover agent" assuming the identity of a local homeowner, you'd think the cops would start asking questions.
Thankfully, they did. A unit was sent to the house to find that same man, the "undercover agent," living there like normal under the guise of the stolen name — of which the REAL homeowner had been absent for several months due to caring for a sick mother in another town. All without that poor man knowing about his stolen property.
By now you’ll agree that the saga that is Star Wars is itself a number of identity theft stories rolled into one. That should tell you something!
We know that the higher down payment puts a sour taste in just about everyone’s mouth, but it’s pretty clear — these days, the trends are that many prospective home buyers are actually putting more money down when considering a home purchase, with the average down payment percentage rising past …
Here's a Reason Why Many Thieves End Up Tragic
They get caught! And they get caught BIG TIME. The problem with #IDTheft is that many of these criminals can often do their dirty work unseen and without you even knowing it. That's why it's our job at #UIP to make sure they don't get into your personal information — and if they do, to restore your identity through our effective insurance policy.
Which is more than we can say for these top four thieves!
Some are fictional, and one may be historical, but one thing’s for certain: these notorious thieves wouldn’t know one single thing about identity theft!
The post Here’s a Reason Why Many Thieves End Up Tragic They get caught! And they get caught BIG TIME. The… appeared first on RentToOwnReviews.
Don’t Delude Yourself: Your #CreditCounselor Is Not a Magician
We'll be bluntly honest here: there's no quick fix to #creditrepair. It's not like it'll happen overnight, and any credit counselor out there claiming that they can do it quickly with some proven 'scheme' is flat-out selling you hotcakes made of rubber.
This is why the question to ask is so important — you want to ask if the credit counselor has any guarantees. If the answer's yes, run. If the answer's no, believe it or not, but you've got a winner on your hands.
Credit counseling isn't about getting the quick fix. It's about education. Direction. Collaboration. Consultation. It's a journey into getting your credit repaired through some investment on your part, and when done right through all the correct legal channels will set you upright without any problem.
Not every credit counselor out there is the same. In FACT, you might be wrong on what a credit counselor is! Here’s what you need to know.
We take for granted the fact that our little pieces of plastic just may be the keys to our true prized possessions: our identities. But why are we so casual about our credit cards then? After all, they’re just plastic flash cards with obscure numbers on them, and it’s hard to believe anyone could steal our identities just from copying down those numbers. Security’s pretty steely these days, we think, so how can any hacker do anything without actually stealing our credit cards? And even then, there are precautions taken for anyone using a stolen credit card. Yet, we should still be worried….
The Reason Why We Should Still Be Worried Is That Credit Card Access Is Easy With the Right Kind of Information
That one little credit card has all the pertinent information a hacker or identity theft aficionado would need — your credit card number, expiration date, your name, and your security code. When you think about it, that’s really all thieves would need.
Therefore, whenever you hand your credit card or debit card to anyone — even a waitress — you run the slight risk that the person just might be a cyber-criminal of the worst kind — committing identity fraud and stealing your resources, your assets, your everything, simply by copying numbers down.
You Could Be Using an ATM and Someone Might Be Looking Over Your Shoulder
It doesn’t take much effort to steal someone’s information. Identity thieves aren’t stupid, unlike some idiots out there. A thief doesn’t necessarily have to steal the actual card. What’s important is the information. More importantly, grocery lines are ripe pickings for identity theft as anyone with a smartphone could simply snap a picture on the other side of a line while the cashier’s not looking, get the numbers from the credit card or debit card swiped, and then use that information to purchase a new car or something. It’s that simple.
Be careful, please. You’re walking around with a giant vault, unlocked, and loaded with not only all the cash you have on you, but all the potential you have in securing loans and new lines of credit. Not a whole lot of financial quality control to work with there. Current credit lines, too, are in danger. When you think about it, it’s not that hard for an identity thief to get a hold of your information.
Identity Theft Protection Is, Therefore, Essential
You’re never 100% risk-free. Just remember that. You can even have a stolen-card policy with your credit card company, but it won’t matter as long as the criminal has your information. Make it a point to get in with the ultimate identity protection service out there, or LifeLock especially. Identity theft is the most dangerous crime in the U.S. these days — and your credit card has now earned another notch on your belt as your biggest weakness!
#AssistingRenters certainly thinks so given that's what every renter wants — a revitalized community. And the fact is a good crowdfunding real estate strategy can accomplish that given this one important fact:
The applied math makes it easy: you revitalize a community, you increase the value. Interest in those properties go up. Investors gain more opportunities in home rentals and mortgages alike. That can only happen, though, when people pool their resources for the good of the community and make it happen.
The investor wins. The property manager wins. The landlord wins. The home renter wins. And, yes, the eventual home OWNER wins.
You can do crowdfunding real estate? Sure! Thanks to the boost in communication in an industry supercharged by the Internet, you can. here’s how.