Why the #BBB and the National Foundation for Credit Counseling #NFCC Are Your Guardian Angels
Accreditation is important when it comes to credit counseling for a number of reasons: there's prestige behind it, you know you're not only dealing with a professional, but a REPUTABLE one. And how do you know that?
OTHER reputable organizations support it. Consider them like 'professional' references. The Better Business Bureau, for instance, is a complete no-brainer. And if you want to make sure you're getting an endorsement specifically within the industry, it would be in the credit counselor's best interest to have a reference and accreditation from the National Foundation for Credit Counseling.
So ask about those accreditations. You'll ensure you're working with a prime-time player in the credit repair biz.
#Smallknot: Showing Some #Crowdfunding Love to #SmallBusinesses
The all-important #smallbusiness knows the importance of #funding in a big way, plus the success of that demographic in this #corporate community largely depends on whether or not an entrepreneur can think I CAN versus NOT A CHANCE. Our economy needs believers, basically.
That's why Smallknot exists. Their demographic is the small business. Their model of crowdfunding, though, is especially unique, in that the site allows those startups to reward people supporting them for their contributions. It's a collaborative effort, which as you know is at the heart of what crowdfunding is. Don't you think that's what our economy needs?
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You HAVE to Protect Yourself With #LifeLock
Chances are you've heard of this identity theft protection. If you have, good; if not, now you know. #IDtheft will always remain a heavy hitter when it comes to crime, which is why #AssistingRenters has the best offer for you:
Your identity. Unhindered.
Assisting Renters – Resource Site
Securing Your Future With LifeLock. It blows my mind just how oblivious some can be, going through their lives not even realizing that cyber-terrorists have hijacked their identities and taken advantage of everything from a Comcast cable bill to filing for a home mortgage in another state.
Real estate’s like gambling when you think about it. You’re basically betting on a property hitting it big. You don’t know if it’s going to hit big. You have certain factors on your side, though: property values, assessments, location, trends, that sort of thing. But you can never be sure of what’s going to happen. Even if you’re just a potential home buyer looking for your zero-down home through H.O.P.E. to Own, you’re never sure if that home’s going to turn into a good investment on your end in the future just in case you plan on mortgage refinancing or moving out.
More so is the fact that you never know what’s going to happen to property developments around
your particular real estate in question! That’s what this is all about.
Future Property Developments: Will They Help You or Hurt You?
This takes some real estate research
, far beyond what you’re accustomed to, just so you know. After all, if you invest or purchase a home in a development that may face vacancies or additional land developments, that may just have a tremendous effect on the future supply and home pricing around you.
Other such issues can include soon-to-be governmental prospects on developments for new schools, hospitals, changes in zoning and traffic for better flow or access to other amenities and that sort of thing. If changes are made around you — for better or worse, specifically for you — you could be looking at a good thing…. Or a bad thing.
It’s a Gamble. But What Do You Expect?
Shoot the tables and see what you come up with, I guess. You go in with great knowledge and technique, though, as a real estate investor. Whether it’s beachfront real estate
or just a single-family home in a neighborhood — whatever the case, wherever the chips fall, if you have some idea of what’s going to happen in the future, you’ll have some idea of just what you might net in terms of ROI, or property value.
Here Are the Down Payment Averages for #WashingtonDC
Our nation's capital's up there in terms of the ranks for highest down payment percentage averages. But as you know, a high down payment isn't necessarily a bad thing.
You have to keep in mind that the demand's high in D.C. Your average down payment will be an astonishing $101,291.67. That's currently the HIGHEST down payment IN THE NATION.
Let's put it in perspective, though…. The percentage of the full sales price is ONLY 19.36%. And that's NOT the highest down payment percentage in the nation.
So do your math accordingly.
Here Are the Down Payment Averages for #Hawaii
Although Washington D.C. sits a bit lower in terms of the average down payment percentage average than here in the great island of Hawaii, you'd be astonished to find out that the nation's capital beats out the beaches there by a lot in terms of the exact amount of your down payment.
Still, homes in Hawaii don't come cheap. And the demand's pretty huge there, or else you wouldn't see this sizable #realestate percentage of a down payment. It would be as low as Mississippi….
Since it's not, though, you need to make sure you match the other buyers on the market and make the best offers. What kind of offer should you make on a house in Hawaii? 19.41%. That's the down payment percentage you want to focus on. To be more specific, that's $62,684.13 for a down payment.
#GrandRapidsMI #RealEstate Affordability Is a Good Thing? Yes, Indeed.
We're all about finances here at #ITPN, and since tax time will be coming soon, you're going to want to see one of the most heavily regarded economies and see how well it's actually doing in Grand Rapids, MI: the real estate market, particularly for the middle class.
Housing affordability is key, and GR has one of the best in the nation. Just how healthy is it? Stats were in saying that a middle class family in this western Michigan city could easily buy a home for approximately 22% of the current income.
Not too shabby. That, in fact, ranks as the 14th best metric in the U.S., and it's even better than the more expensive markets for our nation's coastal regions.
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