#Millennials Are Making Their Stamp on the #GrandRapidsMI, #RealEstate Market Millennials are the…

#Millennials Are Making Their Stamp on the #GrandRapidsMI, #RealEstate Market

Millennials are the new home buyers. That's undisputed. That means if you have a real estate economy geared toward those buyers, you'll have a market that'll skyrocket and fuel an entire economy for years. So here's the question: JUST HOW MANY MILLENNIALS ARE THERE?

A recent study was done on the demographic showing that Grand Rapids' population makes up quite the percentage of millennials compared to the rest of the nation. 24.8%. And you know what's shocking? Out of the entire nation, that's the 17th HIGHEST percentage of millennials in the market who will be looking for homes.

That's some big writing on the wall for real estate in Grand Rapids, MI.

Grand Rapids Home Values » Blog Archive » 5 Reasons Why Grand Rapids, MI, Real Estate Will Soar in 2016

We’re not simply talking about a trickle type growth in the Grand Rapids, MI, real estate market. Try national — at least that’s what Trulia states, a national real estate research firm, crunching the numbers in preparation for analysis of the 2016 housing market, and here’s the major scoop: …

Honest #CreditCounseling Can Be a Deal for Your Wallet Please don’t be fooled by the hefty fees a…

Honest #CreditCounseling Can Be a Deal for Your Wallet

Please don't be fooled by the hefty fees and retainers, and while probably the most reputable credit counselor may also be an attorney (who can, and often does, charge quite the retaining fee), legal representation is NOT a credit counseling session by any means.

A reputable credit counselor will charge a REASONABLE fee. Not anything that'll break your bank, really. So be sure to ask the ultimate question: "how much do you charge?" Don't mince words and get to the nitty gritty. Then do comparisons with multiple other credit counselors you've consulted, and see which one might be the best fit for you.

8 Real Questions to Ask Your Prospective Credit Counselor

Not every credit counselor out there is the same. In FACT, you might be wrong on what a credit counselor is! Here’s what you need to know.

911DAY: an American Identity That Will Never Be Lost: ShareFollow UsWe’ll be honest here…. No one needs any id… http://bit.ly/1TdJt7Q 

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911DAY: an American Identity That Will Never Be Lost: ShareFollow UsWe’ll be honest here…. No one needs any id… bit.ly/1TdJt7Q

The post 911DAY: an American Identity That Will Never Be Lost: ShareFollow UsWe’ll be honest here…. No one needs any id… http://bit.ly/1TdJt7Q  appeared first on "H.O.P.E. To Own" your Own Home!.

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The post 911DAY: an American Identity That Will Never Be Lost: ShareFollow UsWe’ll be honest here…. No one needs any id… http://bit.ly/1TdJt7Q  appeared first on OWNWITHHOPE.

Yes, With #IDTheft, You Now Can Be LEGALLY Married to Multiple People! We wouldn’t advise that as…

Yes, With #IDTheft, You Now Can Be LEGALLY Married to Multiple People!

We wouldn't advise that as a good idea, though…. After all, you not only would have legal repercussions, but PERSONAL ones as well. Still, you could be the hapless victim like one Rosa Vargas of Queens, NY, who found out, much to her dismay, that she was actually married to two men, one from Mexico, and one from Ecuador.

And to make it even worse, she was filing for marriage with the city clerk only to be denied after finding out. That's not something you want to have to break to your fiance. Of course, you can just go to another district and file there, because there wouldn't be similar records anywhere else. The couple got married (even though she was legally married to two other men. One from Mexico, and the other from Ecuador. Just wanted to repeat that one more time.).

The story didn't stop there, though, as Vargas received divorce papers five years later from the Ecuadorian husband she never met. It was later found out that Vargas had lost her birth certificate a decade and a half ago, and within that time, her information was utilized TWICE — by two different women. Probably as a way to scam for immigration and allow those women into the U.S.

The sad thing is while Vargas eventually was able to get those fake marriages removed legally, she has since discovered that she's, in fact, married to a third man in Long Island. At least it's nowhere near Mexico or Ecuador.

8 Identity Theft Stories That’ll “Awaken the Force” in You

By now you’ll agree that the saga that is Star Wars is itself a number of identity theft stories rolled into one. That should tell you something!

The post Yes, With #IDTheft, You Now Can Be LEGALLY Married to Multiple People! We wouldn’t advise that as… appeared first on "H.O.P.E. To Own" your Own Home!.

The post Yes, With #IDTheft, You Now Can Be LEGALLY Married to Multiple People! We wouldn’t advise that as… appeared first on NATIONWIDE PROPERTY VALUES.

Grand Rapids Home Values » Blog Archive » 4 Reasons Why You Shouldn’t Flip a House in Grand Rap…

Grand Rapids Home Values » Blog Archive » 4 Reasons Why You Shouldn’t Flip a House in Grand Rapids, MI

Not that house flipping is necessarily a bad thing; after all, it’s a natural lucrative phenomenon in the real estate industry all over. Check out Midvale, Utah, for starters, with the real estate funding and cash loans to flip a home and make some profit while stimulating the market.

The post Grand Rapids Home Values » Blog Archive » 4 Reasons Why You Shouldn’t Flip a House in Grand Rap… appeared first on "H.O.P.E. To Own" your Own Home!.

5 Great Reasons to Buy New Cars in 2016(via 5 Great Reasons to…

5 Great Reasons to Buy New Cars in 2016

(via 5 Great Reasons to Buy New Cars in 2016)

WHY YOUR PAYMENT HISTORY IS MORE IMPORTANT THAN YOUR CREDIT HISTORY

Ever wondered why you just can’t get that loan? You have a bad payment history! That is just the plain truth. Your credit score is so low that financial institutions are afraid ofloaning you a cent. You have borrowed in the past, but this time, it is not just working. You can’t seem to borrow credit again. Hey, you are in debt! It is no rocket science. You owe a lot of people some bucks and you know it.

Owing a lot of people including banks without paying back effectively contributes to a low credit score.
The way to fix credit score is to do credit repair. Wait! This is not like some auto-related stuff. It is just a way to make you creditworthy again.

So Why Is Your Payment History More Important Than Your Credit History?



First, let’s understand what both terms mean:

PAYMENT HISTORY — is a record that that shows how often and timely you pay off, i.e. repay your credit. Your payment history is what lenders and creditors use to know if you are a lending risk as a result missed or late payments or even non-payment.

CREDIT HISTORY — is also a record of an individual’s ability to repay debts and his demonstrated responsibility in repaying such debts. This record contains information like the number and types of credit accounts, how long each account has been open, amounts the individual owes, amount of available credit used, whether he pays his bills on time and the number of times he has inquired about credit.

So if you really want to get credit from banks or rent/buy a house, you have to have a good payment history, and that doesn’t take a Sherlock Holmes to figure out. Creditors will care about whether or not you make your payments on time versus how many payments you’ve made (if anything, how many payments you’ve made might actually benefit you!).

Inbound Vs. Outbound Housing Searches: the Secret Weapon of #GrandRapidsMI Want to know why Grand…

Inbound Vs. Outbound Housing Searches: the Secret Weapon of #GrandRapidsMI

Want to know why Grand Rapids, MI, #realestate  is making such major headlines? It's a clever metric when you consider that there are more people looking for homes IN Grand Rapids from OUTSIDE the city. That typically means the housing in the city may be affordable and even more appealing, to some degree, that buyers are drawn to them like moths to flame.

Just how much more prospective buyers will be loving the GR real estate? Statistics show that for every 110 potential house hunters outside the city, there are only 100 house hunters IN the city looking for a new place either in another town, or even in another state.

Statistically, that means there's an appeal we're seeing in GR's real estate! To contrast that, we can take a look at another well-known Michigan city — Detroit — and notice that the metric shows 71 persons hunting for homes in the city whereas 100 Detroit residents want to pack their bags and look elsewhere.

Apparently, Grand Rapids is doing SOMETHING right.

Grand Rapids Home Values » Blog Archive » 5 Reasons Why Grand Rapids, MI, Real Estate Will Soar in 2016

We’re not simply talking about a trickle type growth in the Grand Rapids, MI, real estate market. Try national — at least that’s what Trulia states, a national real estate research firm, crunching the numbers in preparation for analysis of the 2016 housing market, and here’s the major scoop: …