The First Amendment Defense Act: a Potential Bane to Same-Sex Marriage http://is.gd/ELkTjr  #business #employment

The First Amendment Defense Act: a Potential Bane to Same-Sex Marriage is.gd/ELkTjr

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A House Divided Doesn’t Necessarily Mean Bad Tax Advice

Considering the fact that the marriage failed in a home with bad memories often contributes to the decision for both soon-to-be ex-spouses…

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One Thing to Know About the USDA Mortgage Loan: Take a Look at Your Income

Don’t get us wrong, though: the USDA mortgage is quite the secret in the real estate market. Just check this article out for yourself. If there was a way for someone to get a home loan approval fast and easy, it would be the USDA. But there are certain guidelines to keep in mind.

Keep an Eye on Your Income and Your Debt

It’s called the debt-to-income ratio. How much debt do you have? Is it ruining your credit? Do you need Lexington Law or Independent Credit Solutions to help you through those muddy waters? Good. Do it. But bear in mind that if the debt, plus the mortgage amount, just happens to be over 31% of your actual monthly income, the specific loan might be a no for you.
The VA program, another mortgage program out there, sticks to the similar rule: 41% is their measuring stick. Jumbo mortgage loans, the conventional ones, however, tend to stick to lower ratios overall given the assumption that when you take out a home loan, you’re entrusted to pay it every month despite whatever debt you already have.

And That’s What the Mortgage Guideline Is For:

It’s to protect you from buying a home that might be too expensive. When debt continues to drown you out, foreclosure commences. That’s something this real estate market won’t want given the growth we’re seeing in down payment averages and home prices.
So what should you do? Get on the right path, and without a doubt, the USDA mortgage loan might be your best bet, because it has plenty of benefits! Clean up your debt. Fix your credit. Sign up with the HOPE Program.

4 Top Retweets for Real Estate Technology and Social Media

It sort of makes sense when you think about: the testament of technology does hold hands with social media, but what happens when you put together real estate technology super-powered by social media? You get a money generator that’ll only skyrocket a real estate market already growing as we speak. And how do we know that? Take […]

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The ONLY Way to Qualify for a Home Mortgage With Bad Credit

Contrary to what many may think, it just so happens that there are some home mortgage programs out there that’ll except a bad credit stain or two. If you haven’t signed up with Independent Credit Solutions or Lexington Law, you might still have a chance in getting a home loan approval provided you know what your […]

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Should Your Ex-Spouse Buy the Home From You for Tax Reasons?

The answer could very well be yes — for obvious tax reasons. Now we’re not saying, though, that taxes will benefit the buyer in this case. Rather, this will be a mutual benefit in selling the home during a divorce, and here’s why: Being Free and Clear of the Obligations The situation has to fit; we’ll say that […]

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3 Things About the Fed Interest Rate Hike You Need to Know

First off, it’s quite astonishing on this news alert that we should be aware of, given the fact that the Federal Reserve hasn’t upped the interest rate in nine straight years…. Until now. And to make it even more interesting, the Federal Reserve plans on increasing that rate four more times in the future. What does […]

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Top 6 Real Estate Pinterest Profiles and Boards for 2016

It’s a fact that we’re a visual species. The most information approaches us by what we see, first and foremost. Even as we read information, we’re seeing that information and understanding it, which is why Pinterest and other social media platforms make such a major impact on many industries as far as marketing and advertising goes. But what about real estate? Can Pinterest make an impact there? The answer is YES after taking a good look at these real estate Pinterest profiles and boards.

The Key Is Convenience and Availability for These Real Estate Pinterest Profiles

Think of open houses, for example: we can see the rooms in real time. That defines how houses are sold, bought and owned when you think about it. So great profiles and boards for the real estate Pinterest mentality will have not only great information and some word-of-mouth advertising to go with it, but imagery. And Google+ can certainly agree with that, listing the exact same profiles right here!

Agents will do well to take advantage of Pinterest, but if you’re interested in working with a professional real estate pinterestin the business, it’s a fair shake that you’ll get some great information, know-how and direction from these top 6 real estate Pinterest profiles and boards of 2016:

Right Here, You Have All the Real Estate Info You Could Ever Possibly Need

Well, besides The Complete Real Estate Site, of course. Check these professionals out, and any offer you find, such as this one right here — it’s a safe bet that you’ll be on the right track in terms of assistance. Whether you’re buying, selling, renting or investing!