Did you notice that it’s not summer right now? Yes. There’s snow on the ground. That blizzard occurred over on the east coast, record numbers, and the Midwest isn’t any slouch either. You can imagine, too, a lot of the summery spots don’t see a lot of action, because, yes, the temperatures drop and people start migrating back to where stores are still open and people can get some hot chocolate down their pipes.
Face it: your beachfront investment property’s down for the count (at least until the temp warms up and people flock back to the wind, sand and surf). What does that mean? It certainly doesn’t mean you’ve missed out on the H.O.P.E. Program and your prospects for a zero-down home.
You’re Losing Money, Though. A Lot of It.
Consider Your Finances Carefully
Here Are the Down Payment Averages for #WestVirginia
This is the astonishing thing about #realestate: down payments and full selling prices don't always go together. That's why it's crucial to look at ALL of the data as well as your budget and determine whether or not it's a good idea for you to live in, say, West Virginia?
The fact is a down payment percentage implies success in securing the home for sale. So let's say you're a prospective home buyer. How much do YOU think you need to put down to entice the buyer to take your offer? Here's what the market's been seeing in W. Virginia:
15.11%. That's about $32,562, figured in by the entire sales price of the home. Take notes and get that calculator.
They’re called mortgage trends, friends. Do the research here. Of course, we’re noticing that there’s one major trend going on in the real estate market, and that’s the higher down payment, but perhaps you might want to stick…
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For a company founded back in 1892 — and still going strong — we don't see this company folding anytime soon. And there's certainly always going to be a place for anyone in the LGBT community.
We recently seen the news about Kim Davis, Pope Francis, and the gay marriage thing, so everyone’s worried about workplace discrimination. Fear not, though!
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You might've already heard about the financial assistance you could get for making that down payment work, but then what about the closing costs? Oftentimes THAT'S the deal breaker for many looking to get that #mortgage but without the #finances necessary to make it happen.
We've got good news for you — your closing costs could ACTUALLY cost you zilch — if you know how to ask the right questions.
The thing is cash gifts can count. What I mean is that oftentimes the closing costs will apply to your actual income, but you CAN, in fact, apply additional money gifted to you by friends, family, even coworkers, without that modifying your rates.
How do you find that out? Simply ask your lender. See if the option is there. This is a great way to shop for a lender as well, because who knows: you could literally save THOUSANDS in closing costs, allowing you to buy that new furniture for your new home. Merry Christmas to you.
Those are the two things first-time home buyers hate the most: closing costs and down payments. We have these real estate money-saving tips, though!
The option’s always there, so why not enjoy it? Because you’re a homeowner — and a reliable one at that — that home equity loan is right at your fingertips, and you have every right to use the funds to get whatever you want in terms of disposable goods and services. Believe it or not, though, there’s actually some benefit to shelling out that loan money (only to have to pay it all back) on stuff you may not really ‘need’ (like a Ferrari, for example) —