Hello, Zillow: Meet Nationwide Property Values

Don’t get me wrong: Zillow’s always going to be at the top of their game. Simplicity, though, often takes precedence over style, as always the case in the real estate industry — from interior design, to construction, and everything in between. Nationwide Property Values exhibits that sense of simplicity and ease of use without the overwhelming factor, the pizzazz and panache of a sweet-like-candy website chock full of features.

Plainly put, this is a site that’s so easy to use that you can literally know nothing about real estate and still get exactly what you need.

At the Heart of It All, Nationwide Property Values Is All About One Thing: Home Value

Knowing your home’s value’s crucial; it’s connected to everything. What Nationwide Property Values does is clue you in on every possible resource on the web — whether you’re a home renter, or even an investor — that would incline you to want to know the value of your home:

  • Mortgage Refinancing
  • Selling Your House
  • Home Improvementsnationwidepropertyvalues
  • Tenant-Landlord Issues
  • Credit Repair & Identity Theft

The list goes on and on. And it’s just not all informational, although Nationwide Property Values does have quite the blog. The site actually leads you directly to all sorts of resources regarding zero-down home ownership, rent-to-own homes, renovation, real estate investing, legal services, and all sorts of reviews for other services online. You get access to all this stuff, and without a doubt you become the most prepared individual on the planet all just from visiting this site.

Oh, yes: and let’s not forget that with one click, you can find out what your home’s actualexact value is.

But Don’t Take My Word for It: Check Out the Site Yourself

It’ll just blow your mind at the scope, and yet the linear quality, that is Nationwide Property Values. Clearly in a niche all its own, next to Zillow, and plenty of other resources out there working together to benefit the real estate industry.

Do We See a Lot of Retirees at the Kentucky Derby? Oh, Yes!

Retirement towns promote party-time when you think about it. Retirement’s all about celebration. You’ve lived life and worked hard, and now it’s time to tear it up on the dance floor, per se — or at least in this case, the Kentucky Derby.

Why the Kentucky Derby? Louisville, Kentucky, Is Where All Retirees Seem to Want to Golouisville kentucky retirement

And for good reason.

Aside from the fact that there’s no state social security tax and a partial pension tax — a great benefit to retirees — attraction and entertainment is the name of the game for this good ol’ town filled with great homes to buy and settle down in.

For starters, there’s a staggering 18 parks available in Louisville, making for ample options for retirees in strolling during a nice warm summer afternoon or evening. All parks were designed by Frederick Law Olmsted, the same designer of New York’s Central Park.

You just might be in line for a trip to the Louisville Slugger Museum if you happen to be a lover of baseball in your own retirement pastime with the American pastime of peanuts, cracker jacks, gloves and Big League Chew. Here’s where the real entertainment crosses the finish line — with the Kentucky Derby. Yes, Louisville is home to the iconic race of old at Churchill Downs racetrack, and you better believe that many call it a thrilling day there in fellowship watching the horses pound the dirt.

Retirement Should Indeed Be Fun

What couldn’t be more fun than that? That’s why the town’s such a big draw for retirees. Keep that in mind. Because there’s only so much you can do stuck in the house as you’re relaxing watching the Kentucky Derby on the television. Try getting to see it in real-time, in person, with your friends. That’s the best kind of retirement — living the life in Louisville.

Looking for a Retirement Town? Try Bangor, Maine

Getting away from a life lived in hectic disarray with kids, jobs, 401Ks and home improvements to advance the return on investment ultimately seems like the true goal of retirement, so it’s no wonder that many would look at certain cities out there catering to that demographic. What would make for the best retirement town, though, for just a place anyone can settle down in and breathe the fresh air? Think east coast. Think way up there where time slows down to a crawl. Yes, it’s a small town (and some might think that’s tried and trite), but this particular city’s so much more.

Bangor, Maine: A Unique Retirement TownBangor retirement town

The quiet’s all good for a retirement town. Don’t get me wrong. Sometimes it can drive a person stir crazy, though, hence why fellowship and good times often will retirement that much sweeter. Bangor, Maine, brings that mentality to a retirement town in great fashion, and not just because the home prices and mortgage payment medians are so low.

You’re surrounded by nature here in Bangor, Maine. If you enjoy the cold, hot chocolate and sweaters out in a log cabin, Bangor could be the ticket of a spectacular retirement town. There’s something better to enjoy, though, when it comes to this retirement town:

Try music. Music everywhere. Bangor’s actually known for their annual 3-day American Folk Festival. The best part? It’s free. This is the true benefit for retirees looking for a spot-on retirement home all because of the fixed-incomes. You can live and enjoy life without having to shell out a lot of money.

While state taxes on pensions do exist, you’ll benefit from the lack thereof regarding social security, so this might be a pretty decent go for you. Just one thing….

You Might Want to Get Used to the Snow

Maybe you like hockey, sledding and skiing? If so, more power to you. When looking for a retirement town, if you’re in the real estate market for those sorts of things, head to Bangor, Maine. And enjoy that hot chocolate while you’re at it.

Be Sure to Check and See How the Real Estate Market Is Measuring Up

The important thing to know is that you can measure what you’re up against by just researching the real estate market to see where your current house would be at in terms of sale — and likewise, for some to be more important, where you’re going to be at in terms of buying. It is a catch-22, but if you’re prepared for it, you most likely will get through it unscathed especially if you have the H.O.P.E. Program on your side for credit repair, getting approved with a lender to make a decent offer on a home that seems to fit your expectations. But why? Why is the real estate market such a pain?

Think of the Real Estate Market as a See-Sawreal estate see-saw

It’ll swing one way, and then the other way. There’s no balancing in the middle — or you’ll get kicked off the playground. You either sit on one end, or the other.

What that means, simply put, is that if your real estate market’s on a hot streak, houses selling like hot cakes, you’ll expect to get your home sold quicker than you can say “TAG!” out in the playground, and for top dollar as well. It’s what many real estate gurus would call the “seller’s market.”

This is where the catch-22 comes in, though. If you’re a seller, you’re also most likely a home buyer as well — and you’ll have lots of questions to ask about the prospect of buying a home. You’ll be on the other side of the playing field, having to deal with the higher prices and competition with other buyers in the area.

Likewise, if the real estate market’s dragging at a crawl, this “buyer’s” market will offer very low prices, hence you’ll have a hard time finding someone willing to pay enough money for your bottom line. Sure, you might have an easy time finding a great home at a low price — but you’ve got to get out of your home first, right?

Working With a Great Real Estate Broker and Lender

The real estate market is a tricky landscape. Having a suitable guide will help a ton, especially when your bottom line’s on the line. This is just one of many questions you should ask about when it’s a good time to move and buy a new home. Where’s the real estate market sitting? Find out. Ask now and get with one of the specialists at H.O.P.E. to Own for more information.

Outgrowing Your Home With No Chance for Renovation: What Can You Do?

For those families or individuals considering a move “up” in the real estate market, there’s the other option: renovation. It’s convenient, it’s creative, it offers options, and you develop a sense of accomplishment as you make a house into a home. Your home. However, sometimes situations can prevent you from ever doing anything even close to a lick of a paint can and roller on just one wall in your living room.

Why You Might Just Have to Consider a Move to a New Homerenovation real estate

Your rent-to-own home through the H.O.P.E. Program might have the option; make no mistake about that (because your landlord’s laid back, of course). Here’s the thing, though: perhaps your local ordinance won’t allow a renovation, adding new square footage. If that’s the case, what other option do you have?

Your other issue just might be all about the hassle. Think of the plastic wrap, dust, paint cans, ladders, and other non-specific “hazards” associated with a renovation, and if you’re the certain type of homeowner who doesn’t want to deal with all that — as well as shell out the costs from your valuable home equity loan — might want to consider a major move into a larger dwelling.

There’s the issue, too, of over-improving for your area. In the long run, if you’re maximizing sweat equity for your home, adding too much might be a disadvantage to you. Look at the comparables, for one thing — look around your neighborhood. You just might find that a renovation might put your home above the market, hence whenever the time’s right for you to sell and make some profit from all your investment, you could stand the chance of your home sitting there collecting dust while buyers pass you by. Might not be something you want to face!

A Renovation Might Not Be the Best Course of Action, But….

Every homeowner’s situation is different. You might be happy with your tiny Maine house. Who knows. That renovation might be the best idea, as long as your ordinance allows it. If not, though, pack up your stuff!

Building Your Home Equity and Improving Your Income

Who knew that simply living in your home would actually build something called home equity? That’s a good thing, by the way. What is “home equity” on your zero-down home from the H.O.P.E. Program, for instance?

Simply Put, Your “Home Equity” Is the Combined-Amount Market Value of Your Home Based on All the Interest You Invested in It

That could easily include anything from renovations to countless mortgage payments over time. So it’s true: you literally could increase the value of your home — simply by living in it, generally speaking.

You can’t ever know what your home’s value is, though, just by lying on your bed eating some Doritos,real estate Doritos though. You have to call your lender and get the figures from him/her. This isn’t an etched-in-stone situation either, as home equity largely does depend on the market itself around your neighborhood. If your real estate market’s hitting it big in your area, you might see that your property’s appreciating much more, increasing the home equity — or the real property value — a lot more substantially than you would think. Hence you might actually get approved for something called a “home equity loan.”

Since you put so much money already into the home — either through your mortgage payments or renovations — there’s some investment paid off to you in the long run in the event you want to sell the home and move out. Gives you a bit of a cushion and makes it a lot easier to answer any questions you may have about the possibility of upgrading to a new dwelling.

Additionally, Your Professional Life Might Also Progress

This can happen naturally. Perhaps you hit a big raise. Or a promotion. Maybe you changed jobs. Who knows. Regardless of home equity, your income somehow increased and you can actually afford a larger mortgage payment, covering all sorts of additional costs such as closing expenses and additional renovations to the new property, wherever it may be. Suddenly the prospect of moving out seems to be that much more plausible.

Things to Consider When Thinking About Moving Out of Your Current Home

You could ponder on a home equity loan with a line of credit to net you some funds for moving out. Or maybe your career has advanced so well that the idea of moving to a different home makes sense. Whatever the case, know that it’s all about finances. If you don’t have the dollars to do it, please don’t do it! If, however, you might be “rolling” in it to some degree, perhaps you can explore the possibility.

3 Questions You Should Ask as You Consider Moving “Up” in the Real Estate Market

If you’ve clicked on this, you’re probably asking the ultimate question of the universe for those individuals and families progressing toward the next step in life. Whether you’re knee-deep in the real estate market as a renter and seeking a prospect for new home ownership, or you’re currently a homeowner looking to upgrade for more square footage (more rooms, increased space, accommodating more family members), the fact is you’re at a crossroads: should you move forward? Should you move “up” in this real estate market? Yes or no? Should you contact H.O.P.E. to Own, seeing if you can get a lender’s approval for a home mortgage? (Yes)

Before You Even Ask That Question, Though, There Are Three More You Must Address….

Tricky real estate market you’ve got there…. You’re faced with a lot of planning issues, because the odd real estate highwaything about the real estate market is that it’s a lot like a 1-way highway with just one on-ramp and only a few exit ramps for the next thousand miles or so. Once you get on, you have a long time before you’re able to get off — and getting off will land you in the middle of nowhere. Not a fun place to be in the real estate market.

What I mean by that is that you can make a decision, find a better place — and realize that you’re in a much worse place than you were in before. There’s no going back. You might be caught in a money pit, shelling out dollars you don’t have to pay for repairs you don’t want, for instance. Or perhaps the relocation loses you on some amenities you once had. It’s such a risk: this question about moving “up” in the real estate market. You can be better prepared, though, if you ask (and then answer, of course) these three imperative questions:

  1. “Do I Have Good Enough Finances to Manage a Move With My Current Equity?” — Maybe, maybe not. Improving your income and home equity may be a must for the renter or homeowner seeking a move “up” in the real estate market.
  2. “Are there sufficient options out there in the market?” — The real estate market’s very much like an up-and-down wave, trends rising and falling regularly. Sometimes the supply of available homes are aplenty, and sometimes they’re not. Check and see how the real estate market looks before even considering a move.
  3. “Do I Have a Way to Renovate My Home and Add on to It?” — Who knows: you might not even need to move up at all! What happens, though, if you can’t renovate your home to increase your space? What then?

The Real Estate Market Is Tricky, Yes

You’ve got to be on point with that, and that’s just the start of it. Getting a realtor, touring homes, figuring out what your priorities are: these are all necessities, and it’s a big decision. So prepare yourself. You’ve got to start, though, at the very beginning and make sure you’re even thinking of making a move for the right reasons. If you don’t, you could be heading down the wrong highway off the on-ramp and would have to wait a few hundred miles before getting off…. Stay on the right path and SIGN UP RIGHT HERE TO REGISTER FOR YOUR NEW HOME.