The HOPE Program Says You Can Get a Home Zero Down

One check of these reviews and the ever-growing social fan base on pages like Facebook and Google+, and you begin to wonder: maybe this H.O.P.E. Program knows what they’re talking about! However, we can understand the skepticism: the real estate market’s cutthroat, what with the growing mortgage trends and the insane home prices skyrocketing like Elon Musk and the SpaceX Program. Perhaps we can get this real estate rocket to land on the barge like they’re planning to do, but make no mistake — H.O.P.E. to Own’s not far from that. Here’s why:

The Fact Is the HOPE Program Doesn’t Have to Claim Anything: theget a home zero down-1 Mortgage Industry Has the Answer:

It’s called the USDA home mortgage. A plan many don’t know about, but many should. To get a home zero down may just be as easy as applying for a USDA home mortgage precisely because this is one of two particular plans where you don’t have to make a down payment — and with down payment averages rising in areas around the nation, that’s great news.

The only other plan out there that allows borrowers to get a home zero down is the VA. Not even the FHA program allows it — typically a 3.5% down payment is customary, and that’s pretty low compared to some of the averages we see. You can imagine that as you discuss your plans with your rent-to-own consultant about the time coming for you to buy the property you’re living in, if you want to save on that down payment, chances are you might want to go with a USDA.

To Get a Home Zero Down, the Main Point Is This:

The USDA home mortgage program will actually lend a loan that could very well be up to the property’s actual appraised value! That’s saying a lot. Forget the down payment. You’re basically golden with the USDA home mortgage. Sign up right now to find out what your options are, and then get in contact with H.O.P.E. today. You never know — the USDA might be right for you. Learn more about the USDA right here.

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The First Amendment Defense Act: a Potential Bane to Same-Sex Marriage http://is.gd/ELkTjr  #business #employment

The First Amendment Defense Act: a Potential Bane to Same-Sex Marriage is.gd/ELkTjr

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A House Divided Doesn’t Necessarily Mean Bad Tax Advice

Considering the fact that the marriage failed in a home with bad memories often contributes to the decision for both soon-to-be ex-spouses…

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One Thing to Know About the USDA Mortgage Loan: Take a Look at Your Income

Don’t get us wrong, though: the USDA mortgage is quite the secret in the real estate market. Just check this article out for yourself. If there was a way for someone to get a home loan approval fast and easy, it would be the USDA. But there are certain guidelines to keep in mind.

Keep an Eye on Your Income and Your Debt

It’s called the debt-to-income ratio. How much debt do you have? Is it ruining your credit? Do you need Lexington Law or Independent Credit Solutions to help you through those muddy waters? Good. Do it. But bear in mind that if the debt, plus the mortgage amount, just happens to be over 31% of your actual monthly income, the specific loan might be a no for you.
The VA program, another mortgage program out there, sticks to the similar rule: 41% is their measuring stick. Jumbo mortgage loans, the conventional ones, however, tend to stick to lower ratios overall given the assumption that when you take out a home loan, you’re entrusted to pay it every month despite whatever debt you already have.

And That’s What the Mortgage Guideline Is For:

It’s to protect you from buying a home that might be too expensive. When debt continues to drown you out, foreclosure commences. That’s something this real estate market won’t want given the growth we’re seeing in down payment averages and home prices.
So what should you do? Get on the right path, and without a doubt, the USDA mortgage loan might be your best bet, because it has plenty of benefits! Clean up your debt. Fix your credit. Sign up with the HOPE Program.

4 Top Retweets for Real Estate Technology and Social Media

It sort of makes sense when you think about: the testament of technology does hold hands with social media, but what happens when you put together real estate technology super-powered by social media? You get a money generator that’ll only skyrocket a real estate market already growing as we speak. And how do we know that? Take […]

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The ONLY Way to Qualify for a Home Mortgage With Bad Credit

Contrary to what many may think, it just so happens that there are some home mortgage programs out there that’ll except a bad credit stain or two. If you haven’t signed up with Independent Credit Solutions or Lexington Law, you might still have a chance in getting a home loan approval provided you know what your […]

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7 Secrets of the USDA Mortgage You HAVE to Know

Ah, yes — the USDA mortgage, a term some real estate moguls tend to glance over as a supposed myth in the real estate industry without any real opportunity for prospective homeowners, largely because many agents look for the “good” deals, nail them, and move on. But contrary to what many believe, the USDA mortgage loan is the market’s “best kept secret,” often pursued by military vets and misconstrued due to the simple fact that this is a loan offered by…. the U.S. Department of Agriculture? Yes. You got it.

That’s Actually a Big Reason Why the USDA Mortgage Is Often OverlookedUSDA mortgage loan-1

But it shouldn’t be. Getting that mortgage with zero down would be a piece of cake even with the growing home prices all over the nation. Home sellers far and wide would roll in dough faster than they can bake their cakes when USDA mortgage approvals rise up in the heat of the budding real estate market, with the slight catches everyone should know.

Because, yes, this is a weird truth of the matter, the USDA mortgage coming from the nation’s Department of Agriculture, of all organizations. And you still have to qualify for it, obviously; but once you’re qualified, just know you’re in for a true triumph with benefits unheard of in this mortgage industry, even with the trends we’re seeing today.

Once You Do, We’ll Make It Simple: Pursue This!

Simply sign up for H.O.P.E. and ask about the USDA mortgage program. It could be your “in” ticket to become a homeowner. And that’s grade A, premium cut, no doubt.

Should Your Ex-Spouse Buy the Home From You for Tax Reasons?

The answer could very well be yes — for obvious tax reasons. Now we’re not saying, though, that taxes will benefit the buyer in this case. Rather, this will be a mutual benefit in selling the home during a divorce, and here’s why: Being Free and Clear of the Obligations The situation has to fit; we’ll say that […]

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